Australian tax calculators

Q: Is this really free?

Yes. All calculators are completely free with no signup or registration required.

Q: Can I trust these numbers?

The calculators use current Australian tax rates and standard formulas. Results are suitable for estimates, invoices, and general planning. For complex tax situations, consult a registered tax agent.

Q: Will more calculators be added?

Yes. Additional tools for salary calculations, tax withholding, and other common needs are planned.

320+ calculators for income tax, take-home pay, bonus, GST, CGT, salary sacrifice and more. Type to find yours.

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The most popular tools

Pay

Take-home pay calculator

Weekly, fortnightly, monthly, and annual after-tax pay with HELP, MLS, and salary sacrifice.

Bonus

Bonus tax calculator

See actual bonus tax versus PAYG withholding and why a bonus can look over-taxed.

Salary

$300,000 salary after tax

Pre-calculated high-income example with annual, monthly, fortnightly, and weekly take-home pay.

Tax year & data

Rates, changes, and raw data

Planning

2026-27 tax changes

Compare tax brackets, Medicare, super, HELP and other changes from 1 July 2026.

Data

Tax data assets

Downloadable CSV tables for media, researchers and partners.

Income & Employment14 tools

Calculate income tax, take-home pay, and employment-related taxes.

Pay App

Compare salary, bonus, HELP, sacrifice and contractor scenarios together.

Income Tax Calculator

See what you'll owe the ATO — tax and Medicare levy included.

PAYG Calculator

Calculate PAYG withholding for employees.

Fortnightly Tax Table 2026

PAYG withholding for fortnightly pay.

Salary to Hourly

Convert annual salary to hourly rate.

Pay Frequency Converter

Convert weekly, fortnightly, monthly and annual pay.

Contractor vs Employee

Compare ABN vs PAYG take-home pay.

Redundancy/ETP Tax

Tax on redundancy and termination payments.

Bonus Tax

How your bonus is actually taxed.

WFH Deductions

Calculate work from home tax deductions.

Tax Return Calculator

Estimate your tax return with deductions.

Tax Refund Estimator

Quick estimate of your ATO refund.

Payslip Generator

Generate Fair Work compliant payslips.

Payroll Documents Hub

Timesheets, payslips and expense records in one workflow.

Super & Retirement3 tools

Plan your superannuation contributions and retirement savings.

Superannuation Calculator

Project your retirement super balance.

Salary Sacrifice

See how salary sacrifice affects take-home pay.

FHSS Calculator

First Home Super Saver scheme calculator.

Investments & CGT12 tools

Calculate capital gains tax on shares, property and crypto.

Capital Gains Tax

CGT on shares and property sales.

Crypto CGT

FIFO CGT, swaps and staking in the crypto app.

Franking Credits

Calculate dividend franking credits.

Investment Property

Rental income and negative gearing.

Depreciation Calculator

Div 40 & Div 43 asset depreciation.

Property Depreciation Calculator

Combined Div 43 + Div 40 rental property schedule.

Rental Property Deduction Wizard

Categorise every rental expense — immediate, Div 43, Div 40, borrowing costs or CGT base. Flags initial-repairs trap, 2017 travel ban and second-hand Div 40.

Compound Interest Calculator

Compare how offset accounts, super, and savings accounts grow over time with different tax treatments.

Inflation Calculator

CPI-adjusted purchasing power, real salary growth, and bracket creep projections using ABS data.

Investment Bond Calculator

10-year rule, 125% contribution rule, 30% internal tax — vs shares/ETFs with CGT discount.

Savings Goal Calculator

Time or monthly needed to hit a target — compared across offset, super, and savings.

Net Worth Calculator

Track assets, debts and tax-advantaged % with personalised Australian tax-optimisation tips.

Property & Stamp Duty23 tools

Stamp duty, land tax and mortgage calculators by state.

NSW Stamp Duty

Transfer duty and fees in NSW.

NSW First Home Buyer

FHB exemption up to $800k.

VIC Stamp Duty

Land transfer duty in Victoria.

VIC First Home Buyer

FHB exemption up to $600k.

QLD Stamp Duty

Transfer duty in Queensland.

QLD First Home Buyer

FHB exemption for new homes.

SA Stamp Duty

Stamp duty in South Australia.

WA Stamp Duty

Transfer duty in Western Australia.

WA First Home Buyer

FHB exemption up to $500k.

TAS Stamp Duty

Duty in Tasmania.

TAS First Home Buyer

FHB exemption up to $750k.

ACT Stamp Duty

Conveyance duty in Canberra.

ACT First Home Buyer

FHB exemption up to $1.02m.

NT Stamp Duty

Stamp duty in Northern Territory.

Vehicle Stamp Duty

Car stamp duty for all states.

NSW Land Tax

Annual land tax in NSW.

VIC Land Tax

Annual land tax in Victoria.

Mortgage Calculator

Home loan repayments and interest.

Interstate Moving Calculator

Compare stamp duty and costs when moving between states.

State Tax Burden Ranker

Rank all states by total tax burden for your scenario.

Property ROI Calculator

Rental yield, cash-on-cash return and total return on an investment property.

Reverse Mortgage Calculator

Equity drawdown, compounding interest and the no-negative-equity guarantee.

Is Stamp Duty Tax Deductible?

When stamp duty is deductible, when it goes to the cost base, and the state exceptions.

Business & GST23 tools

GST, payroll tax and business-related calculators.

Document Generators Hub

Invoices, quotes, receipts and payroll documents for Australian businesses.

GST Calculator

Add or remove 10% GST instantly.

Invoice Generator

Create tax invoices with GST. PDF download.

Quote Generator

Create professional quotes. PDF download.

Sole Trader Tax

ABN tax, deductions, GST and PAYG.

Tax Buffer

Set aside tax, GST and super from each payment.

FBT Calculator

Fringe benefits tax and gross-up rates.

Salary Sacrifice (Non-Super)

Tax savings for cars, laptops, phones via salary packaging.

Company Tax

Company tax at 25% or 30% rate.

Sole Trader vs Company vs Trust

Compare structures side-by-side with breakeven chart.

BAS Calculator

GST, PAYG withholding and instalments.

ATO Interest Calculator

GIC on overdue ATO tax debts.

Division 7A Calculator

Company loan minimum repayments.

Small Business CGT Concessions

Division 152 concessions for selling business assets.

EV Novated Lease

Electric vehicle salary packaging.

NSW Payroll Tax

Payroll tax in New South Wales.

VIC Payroll Tax

Payroll tax in Victoria.

QLD Payroll Tax

Payroll tax in Queensland.

WA Payroll Tax

Payroll tax in Western Australia.

SA Payroll Tax

Payroll tax in South Australia.

TAS Payroll Tax

Payroll tax in Tasmania.

ACT Payroll Tax

Payroll tax in the ACT.

NT Payroll Tax

Payroll tax in the Northern Territory.

Medicare & Education3 tools

Medicare levy, surcharge and student loan repayments.

Medicare Levy & MLS

Medicare levy and surcharge calculator.

HELP/HECS Repayment

Student loan repayment rates.

Family Tax Benefit (FTB)

Estimate FTB Part A & B payments based on income and family size.

Benefits & Welfare9 tools

Centrelink payments, rent assistance, pensions, and family benefits.

Aged Pension Calculator

Age Pension means test — income test, assets test, and payment rate.

Disability Support Pension

DSP eligibility, income test, and payment rates.

Carer Payment Calculator

Carer Payment income test and payment rate.

JobSeeker Payment Calculator

JobSeeker income test and payment rate for unemployed Australians.

Youth Allowance Calculator

Youth Allowance for students and job seekers under 24.

Parenting Payment Calculator

Parenting Payment income test for single and partnered parents.

Rent Assistance Calculator

Commonwealth Rent Assistance — how much you can get based on rent and household.

Child Care Subsidy Calculator

CCS percentage, hours, and out-of-pocket costs based on income.

Low Income Health Care Card

The 8-week income test for the Low Income Health Care Card, and what the card covers.

International & Visa2 tools

Tax calculators for non-residents, foreign income, and visa holders.

Non-Resident Tax

Foreign resident rates, FITO offset, temporary resident exemptions.

Working Holiday Maker Tax

Backpacker tax rates for 417/462 visa holders.

More calculators A–Z240 tools

Every other calculator on the site, in alphabetical order.

ABSTUDY Living Allowance Calculator

Independent-student maximum rate and personal income-test estimate

ACT Land Tax Calculator

Estimate ACT land tax

ACT Vehicle Stamp Duty Calculator

ACT emissions-based motor vehicle duty

Additional Child Care Subsidy Eligibility

Screen ACCS Grandparent, Hardship, Transition to Work and Child Wellbeing pathways

Afterpay & BNPL Calculator

Map instalments, payment timing, account fees, late fees and the total purchase cost

Age Pension Assets Test Calculator

Map assessable assets against 2026 full-rate thresholds, the $3 taper and part-pension cut-offs

Age Pension Income Test & Work Bonus

Model one fortnight of deeming, work income and personal Work Bonus bank use or accrual

Age Pension Work Income Tax Calculator

Combine taxable Age Pension and work income with SAPTO, offsets and Medicare levy

Aged Care Award Penalty Rates

MA000018 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Aged Care Fee Calculator

Estimate residential aged care fees from income, assets and home under both fee regimes

Alcohol Excise Calculator

Estimate spirits and RTD excise from product volume, ABV and the current ATO rate per LAL

AMIT Cost Base Adjustment Calculator

Apply AMMA statement cost-base excesses and shortfalls

Annual Leave Calculator

Annual leave built up in hours, days and weeks, and what the balance is worth

Annual Leave Loading Calculator

17.5% leave loading on annual leave and unused-leave termination payouts

APS Pay Calculator

APSC APS 1 to EL 2 salaries and estimated 2026-27 take-home pay

Asset Balancing Adjustment Calculator

Assessable income or deduction when a depreciating asset is disposed of

ATO Effective Life Calculator

Search common asset lives and compare first-year depreciation methods

ATO Exchange Rates

ATO foreign currency exchange rates: annual, nearest actual and monthly averages

ATO Payment Plan Calculator

Instalment schedule and total GIC on a tax debt payment plan

Australian Tax Residency Pathway

Navigate the resides, domicile, 183-day and Commonwealth superannuation tests

Austudy Calculator

Estimate Austudy after the personal income test and Student Income Bank

Average Salary Australia

ABS average and median earnings by state, industry, sector and sex, plus household income

Balance Transfer Calculator

Compare keeping your credit card balance vs transferring to a 0% intro card — calculate total savings including fees

Banking & Finance Award Penalty Rates

MA000019 Sunday, public holiday, shift and overtime multipliers, full-time vs casual

Binance Tax Calculator

CGT on Binance trades, Earn, and Convert events

Bond Yield Calculator

Calculate current yield, yield to maturity, coupon income and the maturity gain or loss

BSB Lookup

Search the AusPayNet BSB directory by BSB, bank, branch or suburb

BTC Markets Tax Calculator

CGT on BTC Markets AUD pair trades

Budget 2026-27 Net Impact Calculator

See how the Federal Budget 2026-27 affects you in dollars — $1k instant deduction, WATO, Medicare levy retro, NG reform, CGT changes.

Budget Planner Calculator

Plan your monthly budget — track income and expenses, calculate your savings rate, and compare against the 50/30/20 rule

Business Car Loan Calculator

Chattel mortgage repayments plus GST credit, depreciation and instant asset write-off

Business Loan Borrowing Power Calculator

Max business loan from your monthly repayment budget

Business Loan Cashflow Impact Calculator

How loan repayments affect monthly business cash flow

Business Loan Extra Repayment Calculator

Interest saved by making extra business loan payments

Business Loan Rate Explorer

Filter public CDR business-loan rates by amount, repayment structure and rate type

Business Loan Repayment Calculator

Monthly business loan repayments with interest-only option

Buying Costs Calculator

Deposit, stamp duty, and upfront property purchase cash

Car Expense Method Optimizer

Compare logbook vs cents-per-km (91c, $4,550 cap) and see which method saves more tax

Car FBT Calculator

Statutory 20% vs operating-cost method with deemed depreciation + interest

Car Loan Balloon Payment Calculator

Compare car loan repayments with and without a balloon residual

Car Loan Borrowing Power Calculator

Max car you can afford from your monthly budget and deposit

Car Loan Comparison Calculator

Compare two car loan offers on repayments, fees, balloon and total cost

Car Loan Extra Repayment Calculator

Interest saved by making extra car loan repayments

Car Loan Rate Explorer

Filter public CDR car-loan rates by amount, term and rate type

Car Loan Repayment Calculator

Monthly car loan repayments for new and used vehicles with optional balloon

Car Parking FBT Calculator

Screen parking benefit conditions and estimate taxable value and FBT

Car Registration Cost Calculator

Rego cost for NSW, Queensland, Victoria and South Australia

Carer Allowance Calculator

Flat $162.60/fortnight per care receiver, family income under $250,000, Health Care Card note

Cash Flow Calculator

Model after-tax cash flow and IRR across property, shares, and cash

Casual Loading Calculator

Casual hourly rate from a base rate, and casual against permanent pay over a year

Centrelink Adjusted Taxable Income Calculator

Build family assistance ATI and compare it with the current family income estimate

Centrelink Debt Repayment Calculator

Project fortnightly repayments, a one-off payment and the estimated finish date

Centrelink Gifting Calculator

Track gifts against the $10k/year and $30k/5-year free areas and see any deprived-asset and deeming impact

Centrelink Payment Finder

Shortlist payments and concession cards from your age, work, family, caring, disability and housing situation

CGT Calculator — Compare Scenarios

Compare CGT outcomes across discount, holding period and income

CGT Discount Reform Calculator

Compare selling before the 1 July 2027 CGT reform vs holding, by net after-tax proceeds

CGT Harvest Calculator

Plan capital losses and tax-loss harvesting strategy

Charity & Hospital Salary Packaging Calculator

PBI / HPC / public hospital / rebatable employer FBT-exempt cap salary packaging — $30k / $17k / $5k caps with RFBA

Child Support Calculator

Estimate child support using the Services Australia 8-step basic formula

Children's Services Penalty Rates

MA000120 Sunday, public holiday, shift and overtime multipliers, full-time vs casual

Cleaning Award Penalty Rates

MA000022 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Clerks Award Penalty Rates

MA000002 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Coinbase Tax Calculator

CGT on Coinbase trades, Earn, and Convert events

CoinJar Tax Calculator

CGT on CoinJar trades, swaps, and Earn events

CoinSpot Tax Calculator

CGT on CoinSpot trades, swaps, and staking

CoinTree Tax Calculator

CGT on CoinTree trades with BPay and recurring buys

Commonwealth Seniors Health Card Calculator

Screen the CSHC income limit and deemed income streams

Credit Card Comparison

Compare public CDR purchase rates, annual fees, interest-free days and rewards

Credit Card Payoff Calculator

Minimum-payment trap + avalanche vs snowball

Crypto DeFi & Staking Tax Calculator

Tax on staking, lending, airdrops, LP deposits and bridges — income vs CGT split

Crypto Investor Action Plan

Crypto investor decisions: CGT discount, staking, DeFi, NFTs, hard-forks, lost keys, EOFY harvest

Days Calculator Australia

Days between dates, add or subtract days, weekdays, and ATO presets: CGT 12-month test, residency day count, amendment deadline

Deeming Calculator

See deemed income from financial assets for Age Pension or JobSeeker, how much you can hold before a payment reduces, and what a future deeming change would do

Digital Surge Tax Calculator

CGT on Digital Surge trades and recurring buys

Dividend Yield and Franking Calculator

Compare cash and grossed-up yield, franking credits and indicative personal tax

Division 296 Super Tax

Additional 15% tax on super over $3M

DoorDash Tax Calculator

Estimate delivery profit, extra tax, tax set-aside and after-tax hourly earnings

Downsizer Contribution

Up to $300k from home sale into super

Educational Services Award Penalty Rates

MA000076 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Employee Share Scheme Calculator

Division 83A: taxed-upfront, deferral, and start-up concession with $1,000 reduction and 30-day rule

Employer Super Contributions Calculator

Calculate SG per employee per pay period — 12% rate with the annual max contribution base cap (payday super)

EOFY Action Plan

Personalised ranking of EOFY tax-saving levers — concessional super, IAWO, prepay interest, DGR donation, CGT timing — at your marginal rate

EOFY Checklist 2026

Occupation-aware EOFY checklist: documents to gather, deduction prompts, pre-30 June actions, ATO trap reminders

ETF Distribution Tax

Tax breakdown on ETF distributions

ETP (Employment Termination Payment) Calculator

Calculate tax on employment termination payments — genuine redundancy, life benefit, and death benefit ETPs for 2026-27

Expense Payment FBT Calculator

Otherwise deductible rule, employee contributions and gross-up

Extra Shift Worth-It Calculator

Net value and take-home per hour for one extra shift

Failure to Lodge Penalty Calculator

Late lodgment penalty units, entity size multiplier and total penalty

Family Tax Benefit Eligibility Checker

Screen Part A and Part B age, care, residence and income rules

Fast Food Award Penalty Rates

MA000003 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

FHOG Calculator

First Home Owner Grant eligibility — all states compared

Final Pay Calculator

Final wages, unused leave, redundancy and ETP after estimated withholding

First Home Buyer Action Plan

3-stage lifecycle: saving / buying / owning. Ranks 12 levers: FHSS, stamp duty concessions, FHOG, LMI waiver, mortgage structure, buying costs, CGT exemption, land tax, offset, refinance

First Home Buyer Calculator (Full)

Deposit + duty + costs + repayment in one planner

Fitness Award Penalty Rates

MA000094 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Fixed vs Variable Home Loan Calculator

Stress-tested comparison of fixed vs variable rate home loans

Fortnights in a Year Calculator

Count 26 or 27 paydays from any known fortnightly payday

FTB Balancing Calculator

Estimate a 2025-26 FTB top-up or overpayment from actual income and payments received

FTB Shared Care Calculator

Convert annual care nights into care and FTB shared care percentages

Fuel Cost Calculator

Calculate weekly and annual petrol or diesel cost and compare vehicle efficiency

Fuel Excise Rates

Current ATO petrol and diesel excise in cents per litre, the 2026 temporary cut and the next indexation date

Fuel Tax Credit Calculator

ATO fuel tax credit rates by acquisition date, with the road user charge

General Retail Award Pay Rates

Retail award weekly, hourly, casual, weekend and public holiday rates by level

GST Credits Calculator

Estimate input tax credits on eligible business purchases

Hair and Beauty Award Penalty Rates

MA000005 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Health Professionals Award Penalty Rates

MA000027 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

HELP Debt Income Threshold Calculator

Your HELP compulsory repayment rate and amount by income

HELP Debt Payoff Timeline Calculator

How long to pay off HELP with CPI indexation and compulsory repayments

HELP Debt Voluntary vs Invest Calculator

Compare paying off HELP faster vs investing the money

HELP Indexation Timing Calculator

Calculate how much indexation you can save by making a voluntary HELP/HECS repayment before the 1 June deadline

Home Equity Loan Calculator

Usable equity at your max LVR, new combined loan position, LMI warning, and equity loan repayments

Horticulture Award Penalty Rates

MA000028 Public holiday, shift and overtime multipliers, full-time vs casual

Hospitality Award Pay Rates

Hospitality award weekly, hourly, casual, weekend and public holiday rates by level

Hospitality Award Penalty Rates

MA000009 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Independent Reserve Tax Calculator

CGT on IR AUD pair trades and auto-invest

Inherited Property CGT Calculator

Date-of-death cost base, two-year exemption pathway and partial main-residence CGT estimate

Instant Asset Write-Off

$20k IAWO for small businesses

Kraken Tax Calculator

CGT on Kraken trades with USD conversion guidance

LMI Calculator

Lenders Mortgage Insurance premium by LVR tier (80%–95%)

Local Government Award Penalty Rates

MA000112 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Long Service Leave Calculator

LSL accrual and pro-rata payout eligibility for all 8 Australian states

Luxury Car Tax (LCT) Calculator

Calculate 33% Luxury Car Tax on vehicles above the $80,809 (standard) / $91,661 (fuel-efficient) thresholds for 2026-27

Manufacturing Award Penalty Rates

MA000010 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Marginal Tax Rates Australia

Your ATO marginal tax rate for 2026-27 and 2025-26 — how each extra $1 is taxed, with the 1 July 2026 cut to 15% and Medicare levy

Medicare Levy Exemption Checker

Check ATO exemption categories, MES evidence and full or half exemption days

Medicare Levy Reduction Calculator

Low income Medicare levy shade-in reduction

Minimum Pension Drawdown Calculator

Age-based account pension minimum with part-year commencement

Minimum Wage Calculator

National Minimum Wage from 1 July 2026 — hourly, weekly and annual, casual loading, underpayment check

Miscellaneous Award Penalty Rates

MA000104 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Monthly Tax Table 2026

PAYG withholding and take-home pay for monthly salary

Mortgage Borrowing Power Calculator

Safe borrowing range with deposit and stress rate

Mortgage Extra Repayment Calculator

Interest savings from recurring extra mortgage payments

Mortgage Quote Comparison Calculator

Compare multiple home loan quotes side by side on rate, fees and comparison rate

Mortgage Rate Explorer

Filter public CDR home-loan rates by amount, LVR, purpose and repayment type

Multi-Property Projection Calculator

Project 1-4 investment properties over 10 years — see equity, cashflow, and tax outcomes including CGT

Negative Gearing Calculator

Investment property deductions and tax offset impact

New Parent Family Benefits Planner

Screen PPL income limits and sequence FTB and CCS next steps

New vs Used Car Loan Calculator

Side-by-side cost comparison of new vs used car finance

Notice Period Calculator

Minimum notice of termination under the Fair Work Act by service and age

Novated Lease Calculator

Compare novated lease vs buying outright — petrol, hybrid and EV, with FBT and ECM

NSW Vehicle Stamp Duty Calculator

NSW motor vehicle duty by value and vehicle type

NT First Home Buyer

First home buyer stamp duty concessions and grants in the Northern Territory

NT Vehicle Stamp Duty Calculator

Northern Territory vehicle duty and EV concession

Nurses Award Penalty Rates

MA000034 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Occupation Deduction Wizard

Line-item deduction estimator for tradies, nurses, and developers

Offset Account Calculator

Offset account impact on mortgage interest and duration

Offset vs Extra Repayments

Compare mortgage reduction strategies

Overtime Tax Calculator

Net overtime after incremental tax, Medicare and HELP

Paid Parental Leave Calculator

After-tax PPL, employer leave and government PPL super

Parental Leave Employer Top-Up Planner

Combine employer-paid leave and government PPL

Pay Rise Calculator

See how much of your pay rise you actually take home after tax, Medicare, HELP and super — per pay period breakdown

Payday Loan Calculator

See the true cost of a small amount credit contract — 20% establishment + 4% monthly fees vs personal loan

PAYG Instalment Variation Planner

Compare current and varied rates with the 85% warning threshold

Payroll Compliance Checker

Check a small business against PAYG withholding, super guarantee and STP obligations

Payroll Tax Annual Reconciliation

Reconcile annual payroll tax liability with periodic payments across all eight jurisdictions

Payslip Checker

Compare payslip PAYG tax and net pay with the ATO schedule

Penalty Rates Calculator

Saturday, Sunday, public holiday and overtime pay multipliers across 23 Fair Work modern awards

Personal Loan Borrowing Power Calculator

Max personal loan amount from your monthly budget

Personal Loan Extra Repayment Calculator

See how extra repayments reduce interest and payoff time

Personal Loan Fixed vs Variable Calculator

Compare fixed and variable personal loan rates side by side

Personal Loan Rate Explorer

Filter public CDR personal-loan rates by amount, term and rate type

Personal Loan Repayment Calculator

Monthly repayments for fixed-rate personal loans

Personal Services Income Checker

ATO PSI results test, 80% gateway and personal services business pathways

Personal Super Deduction (Notice of Intent)

Tax saving on personal contributions + NOI deadline + co-contribution trade-off

Pharmacist Pay Rates (Pharmacy Award)

Pharmacist, intern, student and pharmacy assistant weekly, hourly, casual and penalty rates

Pharmacy Award Penalty Rates

MA000012 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

PHI Rebate Calculator

Private health insurance rebate tier by income

Prepaid Deductions Calculator

EOFY prepayment helper: 12-month rule, $1k de minimis, prepay vs defer at your marginal rate

Pro-rata Pay Calculator

Part-time take-home pay, super and per-period breakdown from any full-time salary and work fraction

Property Investor Action Plan

Lifecycle decision engine — pre-purchase / holding / selling. Ranks 16 levers: SD arbitrage, FHB stack, FHSS, depreciation, prepay interest, land tax, neg gearing, CGT timing, 6-year rule, small-biz CGT

Property Portfolio Projection

10-year multi-property projection with holistic tax

Public Holiday Pay Rates

Public holiday pay under the retail, hospitality and fast food awards, and the NES day off rule

Public Sector Pay Scales Australia

VPS grades, ADF ranks and Queensland Health nursing pay rates

QLD Land Tax Calculator

Estimate Queensland land tax

QLD Vehicle Stamp Duty Calculator

Queensland vehicle registration duty by engine category

RAD to DAP Calculator

Convert an aged care room price between a lump sum RAD and a daily DAP at the current MPIR

RBA Rate Change Mortgage Calculator

Model a cash-rate-sized change against your actual mortgage rate and remaining term

Real Estate Award Penalty Rates

MA000106 Public holiday and overtime multipliers, full-time vs casual

Redundancy Pay Calculator

NES redundancy pay weeks and minimum notice by years of service

Refinance Calculator

Home loan savings from rate and term changes

Rent vs Buy Calculator

Should you rent or buy? Wealth comparison incl. CGT

Rental Interest Apportionment

Split investment-loan interest for private redraws, availability and ownership

Rental Yield Calculator

Gross and net rental yields for investment property

Rentvesting Calculator

Buy your home vs rent + invest — state-aware duty, FHOG, depreciation, CGT

Restaurant Award Penalty Rates

MA000119 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Retail Award Penalty Rates

MA000004 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Retirement Action Plan

3-stage lifecycle: accumulation / TTR / drawdown. Ranks 15 levers: concessional cap, NCC bring-forward, government co-contribution, spouse contributions, downsizer, TTR pension, ABP minimum drawdown, transfer balance cap, recontribution strategy, age pension means-test, beneficiary tax

Retirement Calculator

Estimate retirement age and Coast FIRE with adjustable return, inflation and withdrawal-rate assumptions

Reverse Salary Calculator

Enter target take-home, get required gross salary. 2025-26 & 2026-27.

RFBA Impact Calculator

See how reportable fringe benefits affect HELP, MLS and Division 293 income tests

SA First Home Buyer

First home buyer stamp duty relief and FHOG in South Australia

SA Land Tax Calculator

Estimate South Australia land tax

SA Vehicle Stamp Duty Calculator

South Australian vehicle duty for commercial and non-commercial vehicles

SAPTO Calculator

Seniors and Pensioners Tax Offset by status, rebate income, shade-out and cut-out thresholds

Savings Account Rate Explorer

Compare public CDR savings rates by balance, age, conditions, fees and after-tax return

Savings Comparison Calculator

Compare after-tax returns across HISA, mortgage offset, term deposits, and super — find the best savings channel for your tax bracket

SCHADS Award Penalty Rates

MA000100 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Second Job Tax Calculator

Estimate extra final tax, take-home income and PAYG shortfall from a second job

Security Award Penalty Rates

MA000016 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

Share Investor Action Plan

3-stage lifecycle: buying / holding / selling. Ranks 11 levers: parcel method, CHESS vs broker-sponsored, franking credits, DRP cost-base, ETF/AMIT distributions, off-market buy-backs, non-resident deemed disposal, 12-month CGT discount, capital loss harvest, parcel selection on sale, wash-sale warning

Sick Leave Calculator

Paid sick and carer's leave built up from your ordinary hours

Small Business Grant Finder

Government grants, rebates and concessional loans a sole trader or small business may qualify for, by state, staff and turnover

Solar Payback Calculator

Estimate rooftop solar payback, bill savings, return and long-term net benefit

Sole Trader Tax Action Plan

Personalised year-round tax decisions for sole traders / small businesses, ranked by deadline urgency — GST, BAS, IAWO, super, FBT, structure switch, trust resolution

Spouse Super Offset

Tax offset for spouse super contributions

Student Income Bank Calculator

Project Income Bank credits for Austudy and Youth Allowance

Super Balance by Age

ATO peer median by age band + ASFA target at 67 — gap + catch-up contribution

Super Bring-Forward Calculator

Check a new one-, two- or three-year non-concessional contribution cap

Super Carry-Forward Calculator

Use up to 5 years of unused concessional cap (TSB < $500k)

Super Co-Contribution

Government 50c match up to $500 for low/middle-income super contributions

Super Contribution Optimizer

Optimal salary sacrifice amount to max tax savings, with carry-forward, co-contribution, and Div 293 analysis

Super Death Benefit Tax Calculator

Tax on inherited super — tax dependant vs non-tax dependant, direct vs via LPR, income stream

Super Fund Fee Comparison

Compare administration, investment and insurance fees and their long-term effect on super

Superannuation Tax Calculator

Estimate contributions, Division 293 and fund earnings tax

Swyftx Tax Calculator

CGT on Swyftx trades, swaps, and recurring buys

TAS Land Tax Calculator

Estimate Tasmania land tax

TAS Vehicle Stamp Duty Calculator

Tasmanian motor vehicle duty by vehicle class

Tax Deductions Action Plan

3-stage tax-year rhythm: track / prepay / claim. Ranks 14 levers: WFH method, car method, self-education, depreciation, laundry, prepaid interest, IAWO, DGR donations, and super contributions

Tax Invoice Requirements Checker

Check GST invoice fields and the $1,000 buyer-identity rule

Tax Offsets Calculator

Estimate LITO, legislated WATO (from 2027-28), and SAPTO, including residency, income and non-refundable tax caps

Tax Return Outcome Reconciler

Compare an estimate with the ATO notice of assessment line by line

Tax Vault

Organise tax receipts and statements by financial year, stored locally and exportable as a Tax Pack

Teacher Salary Australia

Public school teacher pay scales for NSW, WA, SA and Queensland

Term Deposit Calculator

Calculate term deposit returns with compound interest and after-tax interest

Term Deposit Rate Explorer

Compare public CDR fixed rates by amount, term and interest payment timing

Tourist Refund Scheme (TRS) Calculator

Estimate your TRS GST and wine tax refund with a per-ABN $300 minimum breakdown

Travel Allowance Calculator

Find ATO domestic and overseas travel amounts and record requirements for your trip.

Trust Distribution Tax Calculator

Tax on trust distributions with beneficiary splits

TTR (Transition to Retirement) Calculator

Plan your transition to retirement — see income replacement when reducing work hours and drawing a TTR pension from your super

Unfair Dismissal Compensation Calculator

Maximum unfair dismissal compensation, minimum employment period and high income threshold check

Unused Leave Tax Calculator

Tax on annual leave and LSL payouts

Vehicle Repair Award Penalty Rates

MA000089 Saturday, Sunday, public holiday and overtime multipliers, full-time vs casual

VIC Car Stamp Duty

Victoria motor vehicle duty calculator

Victoria Vacant Residential Land Tax Calculator

VRLT from CIV, consecutive liable years and exemption pathways

WA Land Tax Calculator

Estimate Western Australia land tax

WA Vehicle Stamp Duty Calculator

WA vehicle licence duty including the sliding rate

Weekly Tax Table 2026

PAYG withholding for weekly pay

WFH Records Planner

Build an annual WFH hours record and compare fixed-rate and actual-cost estimates

Work-Related Deductions Calculator

Identify and estimate common work-related tax deductions

Youth Allowance vs Austudy Finder

Screen the likely Youth Allowance, Austudy or ABSTUDY pathway

Occupation tax guides

Start with your role, then jump into the right calculator. These pages summarise common deduction patterns, record-keeping traps, and the next tool to use.

Business and Self-Employed ABN income, GST, BAS, PSI, contractor setup, and cash-flow guidance. 23 occupation guides Trades and Construction Tools, vehicles, protective gear, licences, and site-travel rules. 16 occupation guides Healthcare and Care Registration, uniforms, CPD, client travel, and shift-related deduction rules. 21 occupation guides Office and Operations WFH, admin tools, phones, software, and current-role training. 16 occupation guides Finance and Legal Memberships, compliance, office-based deductions, and travel boundaries. 17 occupation guides Technology and Creative Devices, software, subscriptions, WFH, and mixed-use record keeping. 9 occupation guides Property and Field Roles Inspection travel, car records, phones, and allowance treatment. 16 occupation guides Public Service and Education Uniforms, classroom supplies, overtime, allowances, and public-sector travel rules. 7 occupation guides

Sole traders

Tax for Sole Traders

Core tax obligations for sole traders: GST, PAYG instalments, super, and record-keeping basics.

Open guide → Contractors

Tax for Contractors

ABN income, GST, PSI, super, and record-keeping checkpoints for Australian contractors.

Open guide → Tradies

Tax for Tradies

Common work-related expense rules for tradies, including tools, vehicle costs, and protective gear.

Open guide → Plumbers

Tax for Plumbers

Plumber tax guide covering tools, van travel, licence renewals, protective gear, and mixed-use record keeping.

Open guide → Carpenters

Tax for Carpenters

Carpenter tax guide covering tools, site travel, protective gear, licences, and common over-claim areas.

Open guide → Builders

Tax for Builders

Builder tax guide covering GST, BAS, site costs, payroll checkpoints, and asset treatment risks.

Open guide → Mechanics

Tax for Mechanics

Mechanic tax guide covering tools, protective gear, laundry, overtime costs, and travel limits.

Open guide → Painters

Tax for Painters

Painter tax guide covering tools, site travel, protective gear, vehicle records, and common over-claim areas.

Open guide → Nurses

Tax for Nurses

Nurse and midwife deduction guide covering registration, uniforms, self-education, and travel traps.

Open guide → Freelancers

Tax for Freelancers

Freelancer tax guide for invoicing, deductions, GST, home-based work, and cash-flow setup.

Open guide → Designers

Tax for Designers

Designer tax guide covering ABN income, software, devices, working from home, and GST timing.

Open guide → Bookkeepers

Tax for Bookkeepers

Bookkeeper tax guide covering software, memberships, working from home, client admin, and deduction boundaries.

Open guide → Consultants

Tax for Consultants

Consultant tax guide covering ABN income, PSI, GST, home office records, and contractor compliance basics.

Open guide → Office managers

Tax for Office Managers

Office manager tax guide covering WFH, office equipment, phone use, and admin training deductions.

Open guide → Office coordinators

Tax for Office Coordinators

Office coordinator tax guide covering WFH, phone use, admin tools, travel limits, and current-role training.

Open guide → Operations managers

Tax for Operations Managers

Operations manager tax guide covering WFH, travel between sites, phone use, equipment, and training deductions.

Open guide → Project managers

Tax for Project Managers

Project manager tax guide covering site travel, WFH, phone use, software, and current-role training deductions.

Open guide → Marketing consultants

Tax for Marketing Consultants

Marketing consultant tax guide covering PSI, software, ad costs, home office records, and GST basics.

Open guide → IT contractors

Tax for IT Contractors

PSI, contractor-vs-employee, software expenses, home office, and super checkpoints for IT contractors.

Open guide → Teachers

Tax for Teachers

Teacher deduction guide covering classroom supplies, self-education, home prep work, and travel traps.

Open guide → Doctors

Tax for Doctors

Doctor and medical professional tax guide for tools, education, subscriptions, travel, and common over-claim areas.

Open guide → Small business

Tax for Small Business Owners

Small business tax guide covering structure, GST, BAS, payroll, and current asset write-off cautions.

Open guide → Property investors

Tax for Property Investors

Rental income, interest, repairs, capital works, CGT records, and common over-claim traps for investors.

Open guide → Property managers

Tax for Property Managers

Property manager tax guide covering car travel, phone use, inspections, and clothing claim limits.

Open guide → Strata managers

Tax for Strata Managers

Strata manager tax guide covering inspection travel, phone use, admin tools, meetings, and deduction limits.

Open guide → Company directors

Tax for Company Directors

Company director tax guide covering wages vs dividends, Division 7A risk, super, and record-keeping.

Open guide → Employers

Tax for Employers

Employer tax guide covering PAYG withholding, super, STP, payroll tax, FBT, and compliance timing.

Open guide → HR managers

Tax for HR Managers

HR manager tax guide covering WFH, phone use, training, travel limits, and payroll-adjacent costs.

Open guide → Payroll managers

Tax for Payroll Managers

Payroll manager tax guide covering WFH, payroll software, CPD, phone use, and admin equipment.

Open guide → Finance managers

Tax for Finance Managers

Finance manager tax guide covering WFH, memberships, software, phone use, and current-role training.

Open guide → Accounts payable officers

Tax for Accounts Payable Officers

Accounts payable officer tax guide covering WFH, phone use, admin tools, training, and deduction boundaries.

Open guide → Accounts receivable officers

Tax for Accounts Receivable Officers

Accounts receivable officer tax guide covering WFH, phone use, software, admin tools, and travel limits.

Open guide → Procurement managers

Tax for Procurement Managers

Procurement manager tax guide covering site travel, phone use, WFH, memberships, and office equipment.

Open guide → Compliance managers

Tax for Compliance Managers

Compliance manager tax guide covering WFH, memberships, phone use, training, and record-keeping deductions.

Open guide → Police officers

Tax for Police

Police deduction guide covering uniforms, equipment, overtime-related costs, and common travel mistakes.

Open guide → Delivery drivers

Tax for Delivery Drivers

Delivery driver tax guide covering car expenses, phone use, allowances, GST, and record-keeping traps.

Open guide → FIFO workers

Tax for FIFO Workers

FIFO and DIDO tax guide covering allowances, overnight travel, site living, and transport claim boundaries.

Open guide → IT professionals

Tax for IT Professionals

IT employee deduction guide covering devices, software, working from home, training, and mixed-use records.

Open guide → Copywriters

Tax for Copywriters

Copywriter tax guide covering ABN income, software, research tools, home office deductions, and GST timing.

Open guide → Virtual assistants

Tax for Virtual Assistants

Virtual assistant tax guide covering ABN income, home office records, software, GST, and client admin costs.

Open guide → Sales workers

Tax for Sales Workers

Sales and marketing deduction guide covering car travel, phone use, client travel, and common grooming traps.

Open guide → Admin workers

Tax for Admin Workers

Admin worker tax guide covering working from home, software, office supplies, and clothing claim limits.

Open guide → Business analysts

Tax for Business Analysts

Business analyst tax guide covering WFH, software, site travel, certifications, and current-role training.

Open guide → Executive assistants

Tax for Executive Assistants

Executive assistant tax guide covering WFH, phone use, travel between offices, admin tools, and deduction limits.

Open guide → Customer service workers

Tax for Customer Service Workers

Customer service worker tax guide covering WFH, headsets, phone use, internet, and standard-clothing limits.

Open guide → Claims officers

Tax for Claims Officers

Claims officer tax guide covering WFH, phone use, headsets, training, and office-equipment deductions.

Open guide → Real estate agents

Tax for Real Estate Agents

Real estate employee tax guide covering car travel, phone use, open-home costs, and record-keeping boundaries.

Open guide → Retail managers

Tax for Retail Managers

Retail manager tax guide covering phone use, WFH, work travel between stores, and uniform claim boundaries.

Open guide → Truck drivers

Tax for Truck Drivers

Truck driver deduction guide covering overnight travel, vehicle-related expenses, allowances, and common claim traps.

Open guide → Accountants

Tax for Accountants

Accountant deduction guide covering memberships, CPD, software, working from home, and common private-use traps.

Open guide → Photographers

Tax for Photographers

Photographer tax guide covering cameras, editing software, travel, ABN records, and asset timing.

Open guide → Practice managers

Tax for Practice Managers

Practice manager tax guide covering WFH, software, travel between sites, and office-equipment deductions.

Open guide → Lawyers

Tax for Lawyers

Lawyer deduction guide covering practising certificates, CPD, subscriptions, travel rules, and common over-claim areas.

Open guide → Engineers

Tax for Engineers

Engineer deduction guide covering tools, registrations, site travel, software, and self-education record keeping.

Open guide → Hospitality workers

Tax for Hospitality Workers

Hospitality deduction guide covering uniforms, laundry, tools, travel limits, and shift-related claim traps.

Open guide → Childcare workers

Tax for Childcare Workers

Childcare worker tax guide covering uniforms, registration-linked training, cleaning costs, and travel limits.

Open guide → Cleaners

Tax for Cleaners

Cleaner tax guide covering uniforms, laundry, protective gear, work travel, and mixed-use records.

Open guide → Landscapers

Tax for Landscapers

Landscaper tax guide covering tools, ute travel, protective gear, plant equipment, and records.

Open guide → Plasterers

Tax for Plasterers

Plasterer tax guide covering tools, site travel, protective gear, laundry, and common claim traps.

Open guide → Electricians

Tax for Electricians

Electrician deduction guide covering licences, tools, vehicle travel, protective gear, and common over-claim traps.

Open guide → Pharmacists

Tax for Pharmacists

Pharmacist deduction guide covering registration, CPD, uniforms, tools, and common private-expense traps.

Open guide → Allied health

Tax for Allied Health Professionals

Allied health tax guide covering registration, CPD, equipment, client travel, and contractor compliance basics.

Open guide → Disability support workers

Tax for Disability Support Workers

Disability support worker tax guide covering client travel, protective items, uniforms, training, and records.

Open guide → Support coordinators

Tax for Support Coordinators

Support coordinator tax guide covering client travel, phone use, working from home, and record-keeping boundaries.

Open guide → Aged care workers

Tax for Aged Care Workers

Aged care worker tax guide covering uniforms, travel, protective items, training, and common deduction traps.

Open guide → Warehouse workers

Tax for Warehouse Workers

Warehouse worker tax guide covering uniforms, protective gear, tools, overtime-related costs, and travel traps.

Open guide → Hairdressers

Tax for Hairdressers

Hairdresser tax guide covering scissors, tools, laundry, training, chair-rent arrangements, and grooming claim traps.

Open guide → Receptionists

Tax for Receptionists

Receptionist tax guide covering working from home, phone use, office supplies, and standard-clothing claim limits.

Open guide → Medical receptionists

Tax for Medical Receptionists

Medical receptionist tax guide covering uniforms, WFH, phone use, admin tools, and deduction limits.

Open guide → Medical administrators

Tax for Medical Administrators

Medical administrator tax guide covering uniforms, WFH, phone use, admin tools, and reimbursement limits.

Open guide → Clinic coordinators

Tax for Clinic Coordinators

Clinic coordinator tax guide covering WFH, site travel, admin tools, phone use, and current-role training.

Open guide → Dentists

Tax for Dentists

Dentist deduction guide covering registrations, equipment, CPD, travel limits, and mixed-use record keeping.

Open guide → Paralegals

Tax for Paralegals

Paralegal tax guide covering WFH, CPD, memberships, phone use, and ordinary-clothing claim limits.

Open guide → Legal secretaries

Tax for Legal Secretaries

Legal secretary tax guide covering WFH, memberships, phone use, admin tools, and office-clothing limits.

Open guide → Legal assistants

Tax for Legal Assistants

Legal assistant tax guide covering WFH, phone use, admin tools, training, and officewear claim limits.

Open guide → Credit analysts

Tax for Credit Analysts

Credit analyst tax guide covering WFH, software, memberships, phone use, and current-role training.

Open guide → Insurance brokers

Tax for Insurance Brokers

Insurance broker tax guide covering phone use, client travel, memberships, WFH, and deduction limits.

Open guide → Loan processors

Tax for Loan Processors

Loan processor tax guide covering WFH, phone use, software, admin tools, and office-clothing limits.

Open guide → Recruitment consultants

Tax for Recruitment Consultants

Recruitment consultant tax guide covering phone use, client travel, WFH, memberships, and deduction boundaries.

Open guide → Call centre operators

Tax for Call Centre Operators

Call centre operator tax guide covering the working-from-home fixed rate, headsets, and the phone-cost double-claim trap.

Open guide → Meat workers

Tax for Meat Workers

Meat worker tax guide covering knives, protective gear, the Q fever vaccination rule, and cold allowance treatment.

Open guide → Construction managers

Tax for Construction Managers

Construction manager deduction guide covering site travel, licences, devices, and high-risk private-use areas.

Open guide → Personal trainers

Tax for Personal Trainers

Personal trainer tax guide covering ABN income, gym rent, equipment, travel between clients, and GST basics.

Open guide → Beauty therapists

Tax for Beauty Therapists

Beauty therapist tax guide covering tools, products, chair rent, laundry, and mixed-use deduction records.

Open guide → Veterinarians

Tax for Veterinarians

Veterinarian tax guide covering registration, CPD, equipment, travel between clinics, and common over-claim areas.

Open guide → Physiotherapists

Tax for Physiotherapists

Physiotherapist tax guide covering registration, CPD, equipment, client travel, and home-clinic deductions.

Open guide → Psychologists

Tax for Psychologists

Psychologist tax guide covering registration, supervision fees, CPD, home office, and private practice setup costs.

Open guide → Social workers

Tax for Social Workers

Social worker tax guide covering registration, CPD, client travel, phone use, and supervision costs.

Open guide → Occupational therapists

Tax for Occupational Therapists

Occupational therapist tax guide covering registration, CPD, equipment, client travel, and home office records.

Open guide → Speech pathologists

Tax for Speech Pathologists

Speech pathologist tax guide covering registration, CPD, therapy materials, client travel, and home office costs.

Open guide → Midwives

Tax for Midwives

Midwife tax guide covering registration, uniforms, CPD, on-call travel, and common deduction traps.

Open guide → Radiographers

Tax for Radiographers

Radiographer tax guide covering registration, CPD, uniforms, protective equipment, and travel between sites.

Open guide → Paramedics

Tax for Paramedics

Paramedic tax guide covering uniforms, protective gear, CPD, overtime meal claims, and travel rules.

Open guide → Security guards

Tax for Security Guards

Security guard tax guide covering uniforms, licences, protective gear, overtime meals, and travel between sites.

Open guide → Flight attendants

Tax for Flight Attendants

Flight attendant tax guide covering uniforms, grooming, travel allowances, overnight stays, and meal claims.

Open guide → Pilots

Tax for Pilots

Pilot tax guide covering licence renewals, medicals, uniforms, travel allowances, and self-education costs.

Open guide → Farmers

Tax for Farmers

Farmer tax guide covering primary production averaging, FMDs, livestock trading stock, and equipment depreciation.

Open guide → Musicians

Tax for Musicians

Musician tax guide covering instruments, equipment, travel to gigs, home studio, and ABN income basics.

Open guide → Actors

Tax for Actors

Actor tax guide covering agents commissions, wardrobe, grooming, training, and income averaging rules.

Open guide → Graphic designers

Tax for Graphic Designers

Graphic designer tax guide covering software subscriptions, devices, home office, client travel, and ABN setup.

Open guide → Web developers

Tax for Web Developers

Web developer tax guide covering software, hardware, hosting, home office, and contractor vs employee status.

Open guide → Data scientists

Tax for Data Scientists

Data scientist tax guide covering software, cloud compute, conferences, WFH, and mixed-use device records.

Open guide → Architects

Tax for Architects

Architect tax guide covering registration, CPD, software, site travel, equipment, and home office costs.

Open guide → Surveyors

Tax for Surveyors

Surveyor tax guide covering equipment, site travel, registration, protective gear, and vehicle log books.

Open guide → Chefs

Tax for Chefs

Chef tax guide covering uniforms, knives, protective gear, laundry, and common deduction traps in hospitality.

Open guide → Baristas

Tax for Baristas

Barista tax guide covering uniforms, laundry, tools, and the limited scope of hospitality deductions.

Open guide → Fitness instructors

Tax for Fitness Instructors

Fitness instructor tax guide covering gym rent, equipment, music licences, travel between venues, and ABN basics.

Open guide → Yoga teachers

Tax for Yoga Teachers

Yoga teacher tax guide covering studio rent, training, equipment, insurance, and ABN income obligations.

Open guide → Mortgage brokers

Tax for Mortgage Brokers

Mortgage broker tax guide covering trail commissions, car travel, phone, client entertainment limits, and CPD.

Open guide → Financial planners

Tax for Financial Planners

Financial planner tax guide covering FASEA obligations, CPD, software, client travel, and PI insurance.

Open guide → Optometrists

Tax for Optometrists

Optometrist tax guide covering registration, CPD, equipment, travel between practices, and common claim areas.

Open guide → Massage therapists

Tax for Massage Therapists

Massage therapist tax guide covering table, oils, linen, room rent, insurance, and ABN income basics.

Open guide → Tilers

Tax for Tilers

Tiler tax guide covering tools, site travel, protective gear, vehicle records, and common over-claim areas.

Open guide → Roofers

Tax for Roofers

Roofer tax guide covering tools, height safety gear, site travel, vehicle records, and deduction boundaries.

Open guide → Concreters

Tax for Concreters

Concreter tax guide covering tools, protective gear, site travel, vehicle costs, and record-keeping requirements.

Open guide → Cabinet makers

Tax for Cabinet Makers

Cabinet maker tax guide covering tools, workshop costs, materials, site delivery travel, and asset claims.

Open guide → Locksmiths

Tax for Locksmiths

Locksmith tax guide covering tools, vehicle travel, licence fees, stock, and mixed-use deduction records.

Open guide → Driving instructors

Tax for Driving Instructors

Driving instructor tax guide covering dual-control vehicle costs, insurance, licensing, and ABN income basics.

Open guide → Couriers

Tax for Couriers

Courier tax guide covering vehicle costs, tolls, phone, insurance, GST, and gig-economy record keeping.

Open guide → Travel agents

Tax for Travel Agents

Travel agent tax guide covering famils, phone use, client entertainment limits, WFH, and commission income.

Open guide → Librarians

Tax for Librarians

Librarian tax guide covering self-education, professional memberships, WFH, and limited deduction scope.

Open guide → Journalists

Tax for Journalists

Journalist tax guide covering equipment, travel, subscriptions, home office, and freelance ABN basics.

Open guide → Factory workers

Tax for Factory Workers

Factory worker deduction guide covering tools, protective clothing, self-education, and home-to-work travel traps.

Open guide → Bus drivers

Tax for Bus Drivers

Bus driver deduction guide covering uniforms, cleaning products, licences, and home-to-depot travel rules.

Open guide → Train drivers

Tax for Train Drivers

Train driver deduction guide covering mandatory rest breaks, uniforms, licences, and overnight travel rules.

Open guide →

Want the full list? Browse all occupation tax guides, or enter through the industry hubs above.

Salary tax guides

See exactly how much tax you'll pay on common Australian salaries. Pre-calculated for 2025-26.

$50k salary $60k salary $70k salary $80k salary $90k salary $100k salary $120k salary $150k salary $200k salary $250k salary $300k salary

Hourly rate tax guides

See how much tax you pay on common hourly rates. Based on a standard 38-hour week (1,976 hours/year).

$25/hr $30/hr $40/hr $50/hr $60/hr $75/hr $80/hr $100/hr $120/hr $150/hr

Weekly pay tax guides

Find out your take-home pay on common weekly rates. Calculated using 2025-26 ATO rates.

$500/wk $700/wk $1,000/wk $1,200/wk $1,500/wk $2,000/wk $2,500/wk $3,000/wk $5,000/wk $10,000/wk

Monthly pay tax guides

See your take-home pay on common monthly salaries. Pre-calculated for 2025-26.

$3,000/mo $5,000/mo $7,000/mo $8,000/mo $10,000/mo $12,000/mo $15,000/mo $20,000/mo $30,000/mo $50,000/mo

Stamp duty guides by price

See stamp duty, transfer fees and total upfront costs for property purchases across Australia.

$500k NSW $600k NSW $700k NSW $800k NSW $900k NSW $1000k NSW $1200k NSW $1500k NSW $2000k NSW $2500k NSW

Vehicle stamp duty guides

See how much stamp duty you'll pay on a car in each state. Compare rates across all states and territories.

$20k car $30k car $40k car $50k car $60k car $70k car $80k car $100k car $120k car $150k car

Land tax guides

Pre-calculated land tax estimates for common land values. Compare thresholds and effective rates.

$500k NSW $1000k NSW $1500k NSW $3000k NSW $5000k NSW

Payroll tax guides

See payroll tax on common wage totals. Includes thresholds, effective rates, and comparisons.

$1.0M NSW $2.0M NSW $5.0M NSW $10M NSW $50M NSW

HELP repayment guides

Quick lookup guides for HELP repayment amounts using 2025-26 thresholds.

Tax reference guides

Comprehensive reference tables for key Australian tax rates and thresholds.

Tax Brackets Tax Tables Medicare Levy HECS/HELP Super Caps

Not sure which calculator to use? Compare common tax decisions instead →

Scenarios

Popular capital gains tax scenarios

Compare common property and investment scenarios to see how much tax you could save.

Scenario

Sell now vs hold

See if waiting saves you tax.

Compare → Scenario

Before vs after 12 months

The 50% CGT discount explained.

Compare → Scenario

This year vs next year

Time your sale around EOFY.

Compare → Scenario

PPOR vs investment

Main residence exemption impact.

Compare →

View all scenarios or compare your own →

Scenarios

Pay scenario comparisons

Side-by-side pay comparisons for common Australian employment decisions. See the real dollar impact before you commit.

Scenario

Contractor vs employee

ABN vs PAYG take-home at $100k.

Compare → Scenario

Salary sacrifice

Super sacrifice impact at $100k.

Compare → Scenario

HELP repayment

With vs without HECS debt at $90k.

Compare → Scenario

Bonus year

Regular salary vs bonus year at $100k.

Compare → Scenario

Hourly to annual

Convert $55/hr to annual take-home.

Compare →

Open the full Pay Compare app →

Insights

Latest tax insights

Plain-English explanations to help you understand Australian tax rules.

9 Nov 2026

Discretionary Trust Minimum Tax Bill: What It Does and Who Pays

The minimum tax on discretionary trusts is a bill, not law. How the trustee tax and non-refundable offset work, and why low earners lose most.

Read → 6 Nov 2026

Age Pension Asset Test: What Counts and What Doesn't

How the Age Pension assets test works: what Centrelink counts, what is exempt, the homeowner and couple limits, the taper and how gifting is treated.

Read → 6 Nov 2026

Fuel Tax Credits: Who Can Claim and What Fuel Qualifies

Who can claim fuel tax credits, which fuels and activities qualify, heavy vehicle vs off-road use, how to claim on your BAS and common mistakes.

Read →

View all tax insights →

Action plans

Tax action plans

Personalised checklists that walk you through every tax lever for your situation.

Action plan

EOFY action plan

Top tax moves before 30 June — super, CGT, deductions, and offsets.

Open → Action plan

Sole trader action plan

BAS, PAYG-I, super, and business deductions for self-employed Australians.

Open → Action plan

Property investor action plan

Rental deductions, depreciation, land tax, negative gearing, and CGT.

Open → Action plan

First home buyer action plan

Stamp duty concessions, FHSS, FHOG, and LMI for your first home.

Open → Action plan

Deductions action plan

WFH, car, tools, self-education, donations, and all work-related claims.

Open → Action plan

Retirement action plan

Super contributions, TBC, drawdown, Age Pension, downsizer, and recontribution.

Open → Action plan

Share investor action plan

CGT discount, franking credits, wash sales, parcel selection, and AMIT cost base.

Open → Action plan

Crypto investor action plan

CGT on crypto, staking, airdrops, DeFi, hard forks, and lost/scam coin deductions.

Open →

Insights

Tax insight hubs

Curated article clusters that connect directly to relevant calculators.

Hub

Occupational deductions

Role-based deduction guides and records checklists.

Open → Hub

Investment property

Rental deductions, apportionment, and property planning.

Open → Hub

Deadlines and compliance

Due dates and practical compliance workflows.

Open → Hub

Cross-border and withholding

FRCGW, non-resident, and withholding explainers.

Open →

View all topic hubs →

FAQ

Frequently asked questions

Is this really free?

Yes. All calculators are completely free with no signup or registration required.

Can I trust these numbers?

The calculators use current Australian tax rates and standard formulas. Results are suitable for estimates, invoices, and general planning. For complex tax situations, consult a registered tax agent.

Will more calculators be added?

Yes. Additional tools for salary calculations, tax withholding, and other common needs are planned.

About

About these calculators

These tools are designed for quick, everyday tax calculations. They follow current Australian tax rules and have been reviewed for the 2026-27 financial year. While useful for estimates and invoicing, they are not a substitute for professional tax advice.

Who are these tools for?

Freelancers and sole traders preparing invoices
Small business owners calculating prices
Individuals checking tax amounts on purchases
Accountants and bookkeepers needing quick reference

Tax Accuracy & Sources

Tax year: 2026-27

This calculator is an estimate tool and may not cover all personal circumstances. For state-based taxes, confirm details with your state or territory revenue office.