Stamp Duty · Calculator

QLD First Home Buyer Stamp Duty Calculator

Eligible first home buyers can receive a full transfer duty concession on a new home, or a banded concession on an established home below $800,000.

New homes exempt$700K established$30K FHOG

Toggle between new and established homes to see your savings.

01 —INPUTS

Established: Nil up to $700,000, then fixed QRO concession bands below $800,000.

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Titles Queensland statutory fees for 2026-27.

02 —RESULTS
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Enter a property price to estimate your first home buyer stamp duty savings in Queensland.

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New homes (any price)
Property valueConcessionYou pay
Any valueFull exemption$0 duty
Established homes
Property valueConcessionYou pay
$0 – $700,000Full exemption$0 duty
$700,000.01 – $709,999.99Deduct $17,350 from home-rate dutyBanded concession
$710,000 – $719,999.99Deduct $15,615Banded concession
$720,000 – $729,999.99Deduct $13,880Banded concession
$730,000 – $739,999.99Deduct $12,145Banded concession
$740,000 – $749,999.99Deduct $10,410Banded concession
$750,000 – $759,999.99Deduct $8,675Banded concession
$760,000 – $769,999.99Deduct $6,940Banded concession
$770,000 – $779,999.99Deduct $5,205Banded concession
$780,000 – $789,999.99Deduct $3,470Banded concession
$790,000 – $799,999.99Deduct $1,735Banded concession
$800,000 or moreNoneFull home concession duty

QRO first calculates duty using the home concession rate, then subtracts the fixed concession for the property's $10,000 value band. It is not a continuous percentage scale.

What counts as a new home?
→ Off-the-plan apartments not previously occupied
→ House and land packages
→ Newly constructed homes
→ Substantially renovated homes (never previously lived in after renovation)

The key criterion is that you're the first person to own it as a place of residence.

Eligibility requirements
→ Acquire the property legally as an individual
→ Be at least 18 years old (unless QRO approves an exception)
→ Never have held an interest in another residence in Australia or overseas
→ Move in with your belongings and live there daily within 1 year of settlement
→ Meet the post-claim rules for selling, transferring or granting exclusive possession

Contracts from 1 August 2026: buyers must be Australian citizens, permanent residents or specified foreign retirees to qualify for a home concession.

First Home Owner Grant (FHOG)

For eligible current contracts, Queensland offers a $30,000 First Home Owner Grant for a new home valued at less than $750,000, including land and contract variations. It is separate from the transfer duty concession and has its own 6-month occupancy requirement.

FAQ
Can I claim both the grant and duty exemption?
Yes. For current eligible transactions, the Queensland First Home Owner Grant is $30,000. You may also claim an eligible transfer duty concession, but the grant and concession have separate eligibility and occupancy requirements.
What if I buy above $800,000 established?
You won't receive any first home concession, but you'll still get the home concession rate (lower than investor rates) if you're living in the property.

Tax Accuracy & Sources

Reviewed: 17 July 2026 · Tax year: Current QLD concession rules · FY2026-27 registry fees

Estimates Queensland first-home transfer duty using the QRO home-rate schedule and the published fixed $10,000 concession bands for established homes. It applies the current full concession to eligible new homes. It does not determine eligibility, mixed claims, additional non-residential land, AFAD, vacant-land concessions or transaction-specific reassessments.

Planning your first home purchase?

Compare stamp duty concessions, grants, and FHSS savings across all Australian states in one place.

View the First-Home Buyer Guide →

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