QLD Stamp Duty Calculator
Enter a property price to calculate Queensland transfer duty (stamp duty) instantly. Select whether the property is your home or an investment to apply the correct QLD rate. We also estimate deposit and registration fees so you can budget total upfront costs.
If you searched for a transfer duty calculator QLD property buyers use, this page provides a quick estimate using Queensland's published transfer duty schedule.
Prefer a simplified explainer first? See Transfer Duty Calculator QLD.
Uses Queensland Revenue Office rates. Does not apply first home buyer exemptions.
Enter the contract price or market value, whichever is higher.
Home concession rates apply if you move in within 1 year and live there.
Select a preset:
Titles Queensland fees (2025-26).
Enter a property price to estimate QLD transfer duty and upfront cash needed.
QLD transfer duty rates
Queensland charges transfer duty on a sliding scale. The rate depends on property value and whether you qualify for the home concession. Only the portion within each bracket is charged at that bracket's rate.
General rates (investment & non-residence)
| Dutiable value | Rate | Formula |
|---|---|---|
| $0 – $5,000 | Nil | No duty payable |
| $5,001 – $75,000 | 1.5% | $1.50 per $100 over $5,000 |
| $75,001 – $540,000 | 3.5% | $1,050 + $3.50 per $100 over $75,000 |
| $540,001 – $1,000,000 | 4.5% | $17,325 + $4.50 per $100 over $540,000 |
| $1,000,001+ | 5.75% | $38,025 + $5.75 per $100 over $1,000,000 |
Home concession rates (principal residence)
| Dutiable value | Rate | Formula |
|---|---|---|
| $0 – $350,000 | 1% | $1.00 per $100 |
| $350,001 – $540,000 | 3.5% | $3,500 + $3.50 per $100 over $350,000 |
| $540,001 – $1,000,000 | 4.5% | $10,150 + $4.50 per $100 over $540,000 |
| $1,000,001+ | 5.75% | $30,850 + $5.75 per $100 over $1,000,000 |
Home concession eligibility
To claim the home concession, you must:
- Be an individual (not a company or trust)
- Move into the property within 1 year of settlement
- Live there as your principal place of residence
You do not need to be an Australian citizen or permanent resident. The calculator automatically shows your savings when you select "Home (to live in)".
First home buyer concessions
Queensland offers generous concessions for eligible first home buyers:
- Established homes under $700,000: Full exemption
- Established homes $700,001 – $800,000: Concession (sliding scale)
- New homes (from 1 May 2025): Full exemption with no value cap
- Vacant land (from 1 May 2025): Full exemption with no value cap
This calculator does not apply first home buyer exemptions. If you qualify, calculate the full duty first, then check with Queensland Revenue Office for your exemption amount.
Key stamp duty scenarios
Off-the-plan purchases
Transfer duty on off-the-plan apartments and townhouses is calculated on the contract price (or market value, whichever is higher) at the time of the contract, not at settlement. First home buyers purchasing off-the-plan may still qualify for the first home buyer exemption if the property meets the eligibility criteria.
Investment property
Investment properties attract the general transfer duty rates — there is no home concession. This means higher duty in the lower brackets. For example, on a $600,000 property, an investor pays $20,025 in duty compared to $12,850 for someone buying the same property as their home (a saving of $7,175 with the home concession).
Vacant land
Vacant land purchases attract the general transfer duty rates. From 1 May 2025, first home buyers purchasing vacant land to build their first home on can access a full exemption with no value cap. The land must be used to build your principal place of residence.
Refinancing and spouse transfers
Refinancing your mortgage with a new lender does not trigger transfer duty in Queensland — ownership does not change. However, transferring property between spouses (for example, adding a partner to the title) may attract duty unless a specific exemption applies, such as the relationship breakdown exemption.
FAQ
What rates does this calculator use?
Rates are from the Queensland Revenue Office. QLD does not index thresholds annually like some other states, but rates may change with legislation.
How is QLD different from NSW and VIC?
Queensland has no duty on properties up to $5,000 and generally lower rates in the lower brackets. The home concession provides significant savings for owner-occupiers. QLD also has a $30,000 First Home Owner Grant for new homes under $750,000.
When is transfer duty payable?
In Queensland, transfer duty is payable within 30 days of settlement. Late payment may incur penalty tax and interest.
Are foreign purchasers charged more?
Yes. Foreign purchasers pay an additional 8% Additional Foreign Acquirer Duty (AFAD) on top of the standard rates. This calculator is for Australian citizens and permanent residents only.
How much is stamp duty on an investment property in QLD?
Investment properties use the general transfer duty rates. On a $500,000 investment property, duty is $15,925. On $750,000, it is $26,775. Use the calculator above and select "Investment" to see the exact amount for your purchase price.
Do I pay stamp duty on off-the-plan purchases in QLD?
Yes. Duty is calculated on the contract price at the time of the contract. However, first home buyers may be eligible for an exemption if the property meets the relevant thresholds.
Is there stamp duty on vacant land in Queensland?
Yes. Vacant land attracts the general transfer duty rates. From 1 May 2025, first home buyers purchasing vacant land to build on can access a full exemption with no value cap.
What is the Additional Foreign Acquirer Duty (AFAD)?
AFAD is an extra 8% duty charged on top of standard transfer duty when a foreign person acquires residential property in Queensland. It applies to the full dutiable value of the property. Australian citizens and permanent residents are exempt from AFAD.
Do I pay stamp duty when refinancing in QLD?
No. Refinancing your mortgage — even switching to a different lender — does not trigger transfer duty because ownership of the property does not change. Duty only applies when the title is transferred to a new owner.
Where can I calculate QLD first home buyer stamp duty?
Use our dedicated QLD First Home Buyer Stamp Duty Calculator to see your exemption or concession amount based on the property price and type.
Tax Accuracy & Sources
Estimates Queensland transfer duty using home concession or general rates from the values entered. It excludes first home buyer exemptions, foreign acquirer duty, and transaction-specific rulings.
QLD transfer duty rates confirmed January 2025. Source: Queensland Revenue Office.