ATO Fortnightly Tax Table 2026
ATO fortnightly tax table for 2026-27 (NAT 1006). PAYG withholding by gross fortnightly pay — with/without tax-free threshold, plus HELP/TSL loading.
Need the payslip-check explanation first? Read how to check tax on a fortnightly payslip or what happens in a 27-fortnight year before using the table.
Look up your fortnightly tax
Enter your fortnightly gross pay to see your tax breakdown instantly.
Before tax amount for one fortnight.
Most people claim this from one employer.
Enter a fortnightly amount to see your tax breakdown
Fortnightly PAYG withholding reference table
Tax withheld for common fortnightly gross pay amounts. Assumes tax-free threshold claimed, no HELP/HECS debt, Australian resident.
| Fortnightly Gross | PAYG Withheld | Net Pay | Annual Equivalent |
|---|---|---|---|
| $1,000 | $42 | $958 | $26,000 |
| $1,500 | $148 | $1,352 | $39,000 |
| $2,000 | $276 | $1,724 | $52,000 |
| $2,500 | $438 | $2,062 | $65,000 |
| $3,000 | $598 | $2,402 | $78,000 |
| $3,500 | $758 | $2,742 | $91,000 |
| $4,000 | $918 | $3,082 | $104,000 |
| $4,500 | $1,078 | $3,422 | $117,000 |
| $5,000 | $1,238 | $3,762 | $130,000 |
| $5,500 | $1,418 | $4,082 | $143,000 |
| $6,000 | $1,614 | $4,386 | $156,000 |
| $7,000 | $2,004 | $4,996 | $182,000 |
| $8,000 | $2,450 | $5,550 | $208,000 |
| $10,000 | $3,390 | $6,610 | $260,000 |
Whole-dollar amounts use the 2026-27 ATO Schedule 1 resident Scale 2 coefficients and fortnightly conversion. Your payslip may differ if payroll uses other TFN declaration settings, a variation or an irregular-payment rule.
Every time you receive your fortnightly pay, your employer withholds an amount for tax based on ATO tax tables (PAYG withholding). The withheld amount goes to the ATO throughout the year, reducing or eliminating the tax you owe at tax time.
The amount withheld depends on:
How the fortnightly tax table is calculated
Step 1: Divide fortnightly earnings by two, ignore cents, then add 99 cents to get weekly equivalent x
Step 2: Select Scale 1 or Scale 2 from the employee's tax-free-threshold declaration
Step 3: Choose the ATO coefficient row for x and calculate y = ax − b
Step 4: Round y to the nearest whole dollar, then multiply by two
2026-27 income tax brackets
| Taxable income | Tax rate | Tax on this income |
|---|---|---|
| $0 – $18,200 | 0% | Nil |
| $18,201 – $45,000 | 15% | 15c for each $1 over $18,200 |
| $45,001 – $135,000 | 30% | $4,020 plus 30c for each $1 over $45,000 |
| $135,001 – $190,000 | 37% | $31,020 plus 37c for each $1 over $135,000 |
| $190,001+ | 45% | $51,370 plus 45c for each $1 over $190,000 |
Plus 2% Medicare levy on total taxable income. These rates include the second-bracket cut from 16% to 15% that took effect 1 July 2026.
The table below applies the 2026-27 ATO Schedule 1 resident coefficients across a wider range of fortnightly gross pay, comparing withholding with and without the tax-free threshold claimed, and with a HELP/STSL debt added on top.
| Fortnightly gross | Tax withheld (threshold claimed) | Tax withheld (no threshold) | Tax withheld with HELP (threshold claimed) |
|---|---|---|---|
| $1,000 | $42 | $180 | $42 |
| $1,500 | $148 | $336 | $148 |
| $2,000 | $276 | $498 | $276 |
| $2,500 | $438 | $658 | $438 |
| $3,000 | $598 | $818 | $646 |
| $3,500 | $758 | $978 | $882 |
| $4,000 | $918 | $1,138 | $1,116 |
| $5,000 | $1,238 | $1,494 | $1,586 |
| $6,000 | $1,614 | $1,884 | $2,134 |
| $7,000 | $2,004 | $2,304 | $2,694 |
| $8,000 | $2,450 | $2,774 | $3,250 |
Figures use the 2026-27 ATO Schedule 1 and Schedule 8 coefficients with official whole-dollar rounding. Use the calculator above for any other fortnightly gross amount.
The ATO publishes a separate withholding schedule for each pay cycle — NAT 1006 for fortnightly pay, NAT 1005 for weekly pay and NAT 1007 for monthly pay. All three apply the same 2026-27 resident tax brackets, but Schedule 1 first converts each pay amount to its weekly-equivalent value before rounding, so fortnightly and monthly withholding are not simply the weekly figure multiplied by two or by 26/12 — always use the schedule that matches how you're actually paid.
If you're paid weekly, use the Weekly Tax Table 2026-27 instead. If you're checking a return you already lodged for last financial year rather than this year's payslip, use Tax Tables 2025-26, which covers every pay frequency for that year.
Most financial years have 26 fortnightly pay periods, but some payroll calendars contain 27 because of how weekdays fall. Because the withholding schedules assume 26 pays, a 27-pay year can leave you under-withheld — ATO Schedule 1 includes an optional additional-withholding table for this, and you can ask payroll to take a small extra amount each fortnight so you don't face a bill at tax time. Use the PAYG calculator to work out this extra fortnightly amount for 2026-27.
The annual tax-free threshold is $18,200, which works out to about $700 per fortnight before the Medicare levy. Claiming it on your TFN declaration selects ATO Schedule 1 Scale 2; not claiming it selects Scale 1, which withholds from lower pay amounts.
If you have a HELP (Higher Education Loan Program) debt, payroll uses ATO Schedule 8 to calculate combined ordinary and study-loan withholding. The final compulsory repayment is assessed from annual repayment income using these 2026-27 bands:
The HELP threshold of $69,528 equates to approximately $2,674 per fortnight. Select the HELP/HECS option in the lookup above to apply the official Schedule 8 fortnightly withholding.
Need more detail? Use the pay calculator to see the full breakdown including super, Medicare levy, and HELP repayments.
What is a fortnightly tax table?
How is fortnightly tax withholding calculated?
What is the tax-free threshold for fortnightly pay?
Do I need to account for HELP/HECS debt?
What about the Medicare levy?
Why does my payslip differ from this table?
Where is the ATO fortnightly tax table for 2025/2026?
Can I use this page to check my payslip tax?
Why does my employer withhold more tax than this table shows?
What happens if I don't give my employer my TFN?
I have more than one employer — how does fortnightly withholding work?
Does the fortnightly tax table include superannuation guarantee contributions?
Tax Accuracy & Sources
Applies the 2026-27 ATO Schedule 1 resident Scale 1 and Scale 2 coefficients, Schedule 8 study-loan coefficients and official fortnightly conversion. Excludes variations, exemptions and irregular-payment rules.