ATO Fortnightly Tax Table 2026
ATO fortnightly tax table 2025-26 & 2026-27 (NAT 1006). PAYG withholding by gross fortnightly pay — with/without tax-free threshold, plus HELP/TSL loading.
Need the payslip-check explanation first? Read how to check tax on a fortnightly payslip or what happens in a 27-fortnight year before using the table.
Look up your fortnightly tax
Enter your fortnightly gross pay to see your tax breakdown instantly.
Before tax amount from your payslip. Claiming tax-free threshold, no HELP debt.
Enter a fortnightly amount to see your tax breakdown
Fortnightly PAYG withholding reference table
Tax withheld for common fortnightly gross pay amounts. Assumes tax-free threshold claimed, no HELP/HECS debt, Australian resident.
| Fortnightly Gross | Tax Withheld | Medicare Levy | Net Pay | Annual Equivalent |
|---|---|---|---|---|
| $1,000 | $48 | $20 | $932 | $26,000 |
| $1,500 | $128 | $30 | $1,342 | $39,000 |
| $2,000 | $246 | $40 | $1,714 | $52,000 |
| $2,500 | $396 | $50 | $2,054 | $65,000 |
| $3,000 | $546 | $60 | $2,394 | $78,000 |
| $3,500 | $696 | $70 | $2,734 | $91,000 |
| $4,000 | $846 | $80 | $3,074 | $104,000 |
| $4,500 | $996 | $90 | $3,414 | $117,000 |
| $5,000 | $1,146 | $100 | $3,754 | $130,000 |
| $5,500 | $1,317 | $110 | $4,073 | $143,000 |
| $6,000 | $1,502 | $120 | $4,378 | $156,000 |
| $7,000 | $1,872 | $140 | $4,988 | $182,000 |
| $8,000 | $2,298 | $160 | $5,542 | $208,000 |
| $10,000 | $3,198 | $200 | $6,602 | $260,000 |
Amounts are rounded to the nearest dollar. Based on 2025-26 ATO tax brackets including 2% Medicare levy. Your actual payslip may differ slightly due to ATO rounding rules and individual circumstances.
Every time you receive your fortnightly pay, your employer withholds an amount for tax based on ATO tax tables (PAYG withholding). The withheld amount goes to the ATO throughout the year, reducing or eliminating the tax you owe at tax time.
The amount withheld depends on:
How the fortnightly tax table is calculated
Step 1: Annualise the fortnightly pay: Annual = Fortnightly × 26
Step 2: Calculate annual income tax using the 2025-26 tax brackets
Step 3: Add 2% Medicare levy on total taxable income
Step 4: Divide total annual tax by 26 to get fortnightly withholding
2025-26 income tax brackets
| Taxable income | Tax rate | Tax on this income |
|---|---|---|
| $0 – $18,200 | 0% | Nil |
| $18,201 – $45,000 | 16% | 16c for each $1 over $18,200 |
| $45,001 – $135,000 | 30% | $4,288 plus 30c for each $1 over $45,000 |
| $135,001 – $190,000 | 37% | $31,288 plus 37c for each $1 over $135,000 |
| $190,001+ | 45% | $51,638 plus 45c for each $1 over $190,000 |
Plus 2% Medicare levy on total taxable income. These rates reflect the Stage 3 tax cuts that took effect 1 July 2024 and continue for 2025-26.
The tax-free threshold of $18,200 per year means the first ~$700 per fortnight is tax-free (before Medicare levy). If you earn less than $700 per fortnight and claim the tax-free threshold, no income tax is withheld from your pay.
If you have a HELP (Higher Education Loan Program) debt, additional amounts are withheld once your annualised income exceeds the threshold. From 2025-26, HELP uses a marginal rate system:
The HELP threshold of $67,000 equates to approximately $2,577 per fortnight. Use the PAYG Calculator to estimate withholding with HELP included.
Need more detail? Use the pay calculator to see the full breakdown including super, Medicare levy, and HELP repayments.
What is a fortnightly tax table?
How is fortnightly tax withholding calculated?
What is the tax-free threshold for fortnightly pay?
Do I need to account for HELP/HECS debt?
What about the Medicare levy?
Why does my payslip differ from this table?
Where is the ATO fortnightly tax table for 2025/2026?
Can I use this page to check my payslip tax?
Tax Accuracy & Sources
Covers resident PAYG withholding estimates for standard fortnightly pay, based on current tax brackets and Medicare levy. Employer payroll software may apply ATO rounding and extra adjustments.