Tax Tables · Reference

ATO Weekly Tax Table 2026

ATO weekly tax table for 2026-27. PAYG withholding by gross weekly pay — with/without tax-free threshold, plus HELP/TSL loading.

2026-27Includes HELP loading
Quick answer: this table applies the 2026-27 ATO Schedule 1 resident coefficients directly to weekly earnings and rounds to the nearest whole dollar. It uses Scale 2 when the tax-free threshold is claimed and Scale 1 when it is not.

Comparing pay frequencies? Read why weekly and fortnightly tax tables differ or how to convert weekly pay to annual salary before using the table.

Look up your weekly tax

Enter your weekly gross pay to see your tax breakdown instantly.

01INPUTS
$

Before tax amount from your payslip. Claiming tax-free threshold, no HELP debt.

02RESULTS

Enter a weekly amount to see your tax breakdown

03BREAKDOWN

Weekly PAYG withholding reference table

Tax withheld for common weekly gross pay amounts. Assumes tax-free threshold claimed, no HELP/HECS debt, Australian resident.

Weekly GrossPAYG WithheldNet PayAnnual Equivalent
$400$6$394$20,800
$500$21$479$26,000
$750$74$676$39,000
$1,000$138$862$52,000
$1,250$219$1,031$65,000
$1,500$299$1,201$78,000
$1,750$379$1,371$91,000
$2,000$459$1,541$104,000
$2,500$619$1,881$130,000
$3,000$807$2,193$156,000
$3,500$1,002$2,498$182,000
$4,000$1,225$2,775$208,000
$5,000$1,695$3,305$260,000

Whole-dollar amounts use the 2026-27 ATO Schedule 1 resident Scale 2 coefficients and pay-period rounding. Your payslip may differ if your payroll uses different TFN declaration settings, a variation or other adjustments.

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How weekly PAYG withholding works

Every time you receive your weekly pay, your employer withholds an amount for tax based on ATO tax tables (PAYG withholding). The withheld amount goes to the ATO throughout the year, reducing or eliminating the tax you owe at tax time.

The amount withheld depends on:

Your gross weekly pay (before deductions)
Whether you claimed the tax-free threshold on your TFN declaration
Whether you have a HELP/HECS, VSL, or other study loan debt
Any withholding variations requested through the ATO

How the weekly tax table is calculated

Step 1: Ignore cents in weekly earnings, then add 99 cents to get x

Step 2: Select Scale 1 or Scale 2 from the employee's tax-free-threshold declaration

Step 3: Choose the ATO coefficient row for x and calculate y = ax − b

Step 4: Round y to the nearest whole dollar

2026-27 income tax brackets

Taxable incomeTax rateTax on this income
$0 – $18,2000%Nil
$18,201 – $45,00015%$0 plus 15c for each $1 over $18,200
$45,001 – $135,00030%$4,020 plus 30c for each $1 over $45,000
$135,001 – $190,00037%$31,020 plus 37c for each $1 over $135,000
$190,001+45%$51,370 plus 45c for each $1 over $190,000

Plus 2% Medicare levy on total taxable income. These are the current resident tax brackets for 2026-27.

Weekly PAYG withholding — with and without the tax-free threshold

Employees who don't claim the tax-free threshold (typically because they have a second job) have tax withheld from the first dollar of pay. The table below compares weekly withholding with and without the threshold claimed, both including the 2% Medicare levy.

Weekly grossTax withheld (threshold claimed)Net pay (threshold claimed)Tax withheld (no threshold)Net pay (no threshold)
$500 $21 $479 $90 $410
$750 $74 $676 $168 $582
$1,000 $138 $862 $249 $751
$1,250 $219 $1,031 $329 $921
$1,500 $299 $1,201 $409 $1,091
$1,750 $379 $1,371 $489 $1,261
$2,000 $459 $1,541 $569 $1,431
$2,500 $619 $1,881 $747 $1,753
$3,000 $807 $2,193 $942 $2,058
$3,500 $1,002 $2,498 $1,152 $2,348
$4,000 $1,225 $2,775 $1,387 $2,613

Figures use the 2026-27 ATO Schedule 1 resident coefficients and whole-dollar rounding. Use the calculator above for any weekly gross amount.

Tax-free threshold & tips

The tax-free threshold of $18,200 per year means the first ~$350 per week is tax-free (before Medicare levy). If you earn less than $350 per week and claim the tax-free threshold, no income tax is withheld from your pay.

Tip: You can only claim the tax-free threshold from one employer. If you have two jobs, claim it from your main employer. Not claiming it from a second job means higher withholding on that pay, but you avoid a tax bill at the end of the year.
HELP/HECS & weekly withholding

If you have a HELP (Higher Education Loan Program) debt, additional amounts are withheld once your annualised income exceeds the threshold. From 2026-27, HELP uses a marginal rate system:

$0 – $69,528 annually: No HELP withholding
$69,529 – $129,717: 15% on income above $69,528
$129,718 – $186,050: $9,028 + 17% on income above $129,717
$186,051+: 10% of total repayment income

The HELP threshold of $69,528 equates to approximately $1,337 per week. Use the PAYG Calculator to estimate withholding with HELP included.

How to check your payslip against this table
1. Find your gross weekly pay on your payslip (before tax)
2. Look up that amount in the table above to find the expected PAYG withholding
3. Compare with the "Tax" or "PAYG Withheld" line on your payslip
4. If it differs, check HELP status, threshold claim, withholding variations and any irregular payments before querying payroll

Need more detail? Use the pay calculator to see the full breakdown including super, Medicare levy, and HELP repayments.

FAQ
What is a weekly tax table?
A weekly tax table shows how much PAYG tax your employer should withhold from your weekly pay. The ATO publishes official tax tables that employers use to determine the correct withholding amount based on your gross earnings and TFN declaration.
How is weekly tax withholding calculated?
ATO Schedule 1 ignores the cents in weekly earnings, adds 99 cents to get x, selects the coefficient row for your tax scale, then rounds y = ax - b to the nearest whole dollar.
What is the tax-free threshold for weekly pay?
The annual tax-free threshold of $18,200 equates to $350 per week. If you earn less than this and claim the threshold, no income tax is withheld. Most employees should claim the tax-free threshold from their primary employer.
Do I need to account for HELP/HECS debt?
Yes. If you have a HELP or other study loan debt, your employer withholds additional amounts above your regular tax. You must declare your HELP debt on your TFN declaration form. The HELP withholding starts when your annualised income exceeds $69,528 ($1,337/week).
What about the Medicare levy?
Schedule 1 builds ordinary PAYG settings into one withholding figure. It does not provide a separate Medicare amount on the payslip, and PAYG withholding is reconciled against your final tax assessment after year end.
Why does my payslip differ from this table?
This table uses the official resident Schedule 1 formula and rounding. Differences can still arise from HELP or other study debt, a withholding variation, Medicare exemption settings, irregular payments, payroll timing or a different TFN declaration.
Where is the ATO weekly tax table for 2025/2026?
The official ATO table is published as withholding schedules for employers. This page is an employee reference version for 2026-27 so you can quickly estimate weekly PAYG and compare it against your payslip.
Can I use this page to check my payslip tax?
Yes. Match your gross weekly pay and tax-free-threshold choice, then compare the whole-dollar result with PAYG withheld on your payslip. Account for HELP, variations and other payroll settings before treating a difference as an error.
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Tax Accuracy & Sources

Reviewed: March 2026 · Tax year: 2026-27

Applies the 2026-27 ATO Schedule 1 resident Scale 1 and Scale 2 coefficients with official whole-dollar rounding for standard weekly pay. Excludes variations, exemptions and irregular-payment rules.