QLD Stamp Duty Calculator
Enter a property price to calculate Queensland transfer duty (stamp duty) instantly. Select whether the property is your home or an investment to apply the correct QLD rate. Includes deposit and registration fees so you can budget total upfront costs.
Uses Queensland Revenue Office rates. Does not apply first home buyer exemptions.
Enter the contract price or market value, whichever is higher.
Home concession rates apply if you move in within 1 year and live there.
Select a preset:
Titles Queensland fees (2025-26).
Next best steps
Enter a property price to estimate QLD transfer duty and upfront cash needed.
Queensland charges transfer duty on a sliding scale. Only the portion within each bracket is charged at that bracket's rate.
| Dutiable value | Rate | Formula |
|---|---|---|
| $0 – $5,000 | Nil | No duty payable |
| $5,001 – $75,000 | 1.5% | $1.50 per $100 over $5,000 |
| $75,001 – $540,000 | 3.5% | $1,050 + $3.50 per $100 over $75,000 |
| $540,001 – $1,000,000 | 4.5% | $17,325 + $4.50 per $100 over $540,000 |
| $1,000,001+ | 5.75% | $38,025 + $5.75 per $100 over $1,000,000 |
| Dutiable value | Rate | Formula |
|---|---|---|
| $0 – $350,000 | 1% | $1.00 per $100 |
| $350,001 – $540,000 | 3.5% | $3,500 + $3.50 per $100 over $350,000 |
| $540,001 – $1,000,000 | 4.5% | $10,150 + $4.50 per $100 over $540,000 |
| $1,000,001+ | 5.75% | $30,850 + $5.75 per $100 over $1,000,000 |
QLD stamp duty by purchase price
Transfer duty at common Queensland price points, calculated with the current Queensland Revenue Office schedule. The home column applies the home concession for owner-occupiers; the investor column uses general rates. The home concession saving grows to a maximum of $7,175 at $540,000 and holds at $7,175 above that.
| Purchase price | Home (concession) | Investor (general) |
|---|---|---|
| $400,000 | $5,250 | $12,425 |
| $500,000 | $8,750 | $15,925 |
| $550,000 | $10,600 | $17,775 |
| $600,000 | $12,850 | $20,025 |
| $650,000 | $15,100 | $22,275 |
| $700,000 | $17,350 | $24,525 |
| $750,000 | $19,600 | $26,775 |
| $800,000 | $21,850 | $29,025 |
| $900,000 | $26,350 | $33,525 |
| $1,000,000 | $30,850 | $38,025 |
| $1,200,000 | $42,350 | $49,525 |
| $1,500,000 | $59,600 | $66,775 |
Transfer duty only — excludes first home buyer concessions, additional foreign acquirer duty (+8%) and registration fees. Eligible first home buyers pay no duty on an established home up to $700,000, and no duty on a new home or vacant land at any price.
Worked example: a $650,000 home
For a $650,000 home you intend to live in, the home concession applies. Duty is charged on each slice of the price:
An investor buying the same $650,000 property pays $22,275 at general rates — the home concession saves $7,175.
To claim the home concession, you must:
You do not need to be an Australian citizen or permanent resident. The calculator automatically shows your savings when you select "Home (to live in)".
Queensland offers generous concessions for eligible first home buyers:
This calculator does not apply first home buyer exemptions. If you qualify, calculate the full duty first, then check with Queensland Revenue Office for your exemption amount.
Off-the-plan purchases
Transfer duty on off-the-plan apartments and townhouses is calculated on the contract price (or market value, whichever is higher) at the time of the contract, not at settlement. First home buyers purchasing off-the-plan may still qualify for the first home buyer exemption.
Investment property
Investment properties attract the general transfer duty rates — there is no home concession. On a $600,000 property, an investor pays $20,025 in duty compared to $12,850 for a home buyer (a saving of $7,175 with the home concession).
Vacant land
Vacant land purchases attract the general transfer duty rates. From 1 May 2025, first home buyers purchasing vacant land to build their first home on can access a full exemption with no value cap.
Refinancing and spouse transfers
Refinancing your mortgage with a new lender does not trigger transfer duty in Queensland — ownership does not change. Transferring property between spouses may attract duty unless a specific exemption applies, such as the relationship breakdown exemption.
First home buyer in Queensland?
Queensland offers a transfer duty exemption on established homes up to $700,000 and unlimited exemption on new homes and vacant land from 1 May 2025.
Use the QLD First Home Buyer calculator →What rates does this calculator use?
How is QLD different from NSW and VIC?
When is transfer duty payable?
Are foreign purchasers charged more?
How much is stamp duty on an investment property in QLD?
Do I pay stamp duty on off-the-plan purchases in QLD?
Is there stamp duty on vacant land in Queensland?
What is the Additional Foreign Acquirer Duty (AFAD)?
Do I pay stamp duty when refinancing in QLD?
Where can I calculate QLD first home buyer stamp duty?
How much is stamp duty on a $500,000 house in QLD?
What is the difference between the home concession and the first home concession?
Is stamp duty tax deductible in Queensland?
Tax Accuracy & Sources
Estimates Queensland transfer duty using home concession or general rates from the values entered. It excludes first home buyer exemptions, foreign acquirer duty, and transaction-specific rulings.