Stamp Duty · Calculator

Transfer Duty Calculator QLD

Transfer duty is what Queensland officially calls stamp duty. Enter a purchase price to see the duty the Queensland Revenue Office will assess, at general rates or at the lower home concession rates.

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Enter the contract price or market value, whichever is higher.

Adds QRO additional foreign acquirer duty (AFAD) at 8% of the full dutiable value. Mixed ownership and relief applications need a QRO assessment.

Home concession rates apply if you move in within 1 year and live there.

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Titles Queensland statutory fees for 2026-27.

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Transfer duty and stamp duty are the same tax

Queensland is one of the states that never adopted the popular name. The Duties Act 2001 (Qld) calls it transfer duty, and so does every Queensland Revenue Office form, assessment notice and lodgement portal you will meet. If a contract, conveyancer or bank statement says transfer duty and you were expecting stamp duty, nothing has changed — it is the same charge on the same transaction.

Duty is assessed on the dutiable value, which is generally the higher of the purchase price and the unencumbered market value of the property. It is charged for each $100, or part of $100, above the bottom of the applicable band — the "or part of" is why an odd purchase price is effectively rounded up to the next $100 before the rate applies.

Current QLD transfer duty rates

These are the general rates, which apply to investment and commercial purchases and to any home you will not live in.

Queensland transfer duty — general rates
Dutiable valueDuty rate
Not more than $5,000Nil
More than $5,000 up to $75,000$1.50 for each $100, or part of $100, over $5,000
$75,000 to $540,000$1,050 plus $3.50 for each $100, or part of $100, over $75,000
$540,000 to $1,000,000$17,325 plus $4.50 for each $100, or part of $100, over $540,000
More than $1,000,000$38,025 plus $5.75 for each $100, or part of $100, over $1,000,000

Home concession rates

If you are buying a residence to move into, the home concession replaces the general schedule with a cheaper one from the first dollar. You have to actually occupy the property — the concession is clawed back if you dispose of it or start renting it out too soon after moving in.

Queensland transfer duty — home concession rates
Purchase price or valueDuty rate
Not more than $350,000$1.00 for each $100, or part of $100
More than $350,000 to $540,000$3,500 plus $3.50 for each $100, or part of $100, over $350,000
$540,000 to $1,000,000$10,150 plus $4.50 for each $100, or part of $100, over $540,000
More than $1,000,000$30,850 plus $5.75 for each $100, or part of $100, over $1,000,000

What the two schedules cost side by side

Duty computed by the calculator above, so these figures and the tool cannot disagree.

QLD transfer duty at common purchase prices
Dutiable value General rate Home concession rate Difference
$500,000 $15,925 $8,750 $7,175
$650,000 $22,275 $15,100 $7,175
$800,000 $29,025 $21,850 $7,175
$950,000 $35,775 $28,600 $7,175
$1,200,000 $49,525 $42,350 $7,175

The difference column is flat at $7,175 at every price shown, and that is not a rounding artefact. Above $350,000 the two schedules run on identical marginal rates — 3.5%, then 4.5%, then 5.75% — so the whole saving is locked in at the bottom of the scale and never grows. The home concession is worth the same dollars on a $1.2 million house as on a $500,000 one, which means it matters far more, proportionally, at the cheaper end.

First home buyers deduct a further concession from the home concession figure — up to $17,350 where the price is not more than $709,999.99, tapering by $1,735 for each $10,000 above that. Work that case through the QLD first home buyer stamp duty page, which applies the taper for you.

Worked example

You sign an agreement to buy a house with a dutiable value of $850,000 as an investment property, so no home concession applies. The value sits in the $540,000 to $1,000,000 band, so duty is $17,325 for the first $540,000 plus $4.50 for every $100 of the $310,000 balance — $13,950 — giving $31,275 of transfer duty. This is the Queensland Revenue Office's own published example, and the calculator on this page returns the same number.

If the buyer were a foreign person, company or trust, additional foreign acquirer duty of 8% of the dutiable value would apply on top — $68,000 here, for a total of $99,275.

Related Queensland duty tools

Frequently asked questions

How is Queensland transfer duty calculated?
Queensland transfer duty is tiered on the property's dutiable value, charged for each $100 or part of $100 above the bottom of the applicable band. A $850,000 investment purchase falls in the $540,000 to $1,000,000 band, so duty is $17,325 plus $4.50 for every $100 above $540,000, giving $31,275. Home concession rates apply instead when you are buying a place to live in, and first home buyers deduct a further concession on top of that.
Is transfer duty the same as stamp duty in QLD?
Yes — they are the same tax. "Transfer duty" is the statutory name the Queensland Revenue Office uses; "stamp duty" is the everyday name that survives from when documents were physically stamped. Queensland contracts, QRO forms and your solicitor's settlement statement will all say transfer duty.
What is the difference between the home concession and the first home concession in Queensland?
They stack. The home concession is a lower rate schedule that applies to anyone buying a residence to live in — it starts at $1.00 per $100 rather than $1.50. The first home concession is an additional dollar amount deducted from the duty the home concession rate produces: $17,350 where the price is not more than $709,999.99, then stepping down by $1,735 for each $10,000 of price above that until it runs out.
Do foreign buyers pay extra transfer duty in Queensland?
Yes. Additional foreign acquirer duty of 8% of the dutiable value applies on top of ordinary transfer duty when a foreign person, company or trust acquires residential land. On a $850,000 purchase that is a further $68,000, so the total becomes $99,275.
Is there a lower transfer duty rate for pensioners or seniors in Queensland?
No. Queensland has no separate transfer duty rate for seniors card or pensioner concession card holders. The concessions that do exist are the home concession, the first home concession and the first home vacant land concession, all of which turn on what you are buying and whether you will live in it rather than on your age.
Does transfer duty apply when a mortgage changes hands?
Mortgage duty itself was abolished in Queensland on 1 July 2008, but transfer duty still catches the transfer of a mortgage. Transferring, or agreeing to transfer, a mortgage solely over Queensland land attracts $5 of duty.

Tax Accuracy & Sources

Reviewed: March 2026 · Tax year: 2026-27

Estimates Queensland transfer duty at general and home concession rates on the dutiable value. It does not apply the first home concession taper, additional foreign acquirer duty, or transaction-specific reliefs — final duty depends on the facts QRO assesses.

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