Stamp Duty · Calculator

Stamp Duty on $800,000 in Queensland (2025-26)

Stamp duty on a $800,000 property in Queensland is estimated at $29,025. Including transfer and mortgage registration fees, upfront government costs are about $32,408. This page breaks down each amount and shows concession scenarios.

Stamp duty in Queensland

Queensland's transfer duty uses a progressive bracket system with a separate home concession rate for owner-occupiers. The home concession rate is significantly lower than the general rate — on a $600,000 property, the home concession saves about $7,175. Queensland's First Home Owner Grant is $30,000 for new homes, one of the most generous in Australia.

Policy note: Queensland's $30,000 First Home Owner Grant (for new homes up to $750,000) is the highest in Australia. Combined with stamp duty concessions for homes up to $700,000, first home buyers purchasing new builds can save over $40,000 in government costs compared to investors.
Foreign buyer surcharge: Queensland applies an 8% Additional Foreign Acquirer Duty (AFAD) surcharge on foreign buyers (increased from 7% on 1 July 2024).
Stamp duty $29,025.00 QLD transfer duty on $800,000
Effective rate 3.63%
Total upfront $32,408.00
Transfer fee $3,135.00

Cost Breakdown

Purchase price $800,000
Stamp duty (QLD) $29,025.00
Home Concession duty $21,850.00
Transfer registration fee $3,135.00
Mortgage registration fee $248.00
Total upfront government costs $32,408.00
Effective stamp duty rate 3.63%

First Home Buyer Concession

Standard stamp duty $29,025.00
First home buyer duty $21,850.00
FHB saving $7,175.00

Use our QLD First Home Buyer Calculator to check eligibility and get a detailed breakdown.

Compare Nearby Prices in QLD

Price Stamp Duty Effective Rate
$750,000 $26,775.00 3.57%
$800,000 $29,025.00 3.63%
$850,000 $31,275.00 3.68%

Compare $800,000 Across States

Buying in this price range

The $500,000 to $800,000 range covers established houses in middle suburbs and larger apartments. Many first home buyer concessions phase out in this band — NSW FHB concessions taper between $800,000 and $1,000,000, VIC between $600,000 and $750,000. This is where stamp duty starts to feel substantial: at $700,000 in NSW, duty is approximately $27,000, equivalent to several years of savings for many buyers.

FHB concessions phase out — check your threshold

Several states apply sliding scale concessions in this range. In VIC, the FHB concession phases from full exemption at $600,000 to zero at $750,000. In NSW, concessions apply up to $1,000,000. A property priced $10,000 above a threshold can cost thousands more in duty — negotiate the purchase price with this in mind.

Stamp duty vs higher deposit trade-off

At $700,000, stamp duty in most states is $15,000-$30,000. This is money that cannot go toward your deposit, potentially pushing you into Lenders Mortgage Insurance (LMI) territory. Some lenders allow stamp duty to be capitalised into the loan, but this increases your total interest cost.

Owner-occupier vs investor rates differ

In VIC (PPR concession) and QLD (Home Concession), owner-occupiers pay significantly less duty than investors. On a $700,000 property in QLD, the home concession saves about $7,175. Make sure your conveyancer applies the correct rate.

Typical buyers: Upgraders, young families, first home buyers near capital cities, and established professionals purchasing their second property.

Frequently asked questions

How much is stamp duty on a $800,000 property in QLD?
Stamp duty on a $800,000 property in Queensland is $29,025. This represents an effective stamp duty rate of 3.63% of the purchase price. Including transfer and mortgage registration fees, total upfront government costs are $32,408.
What are the total upfront costs on a $800k property in QLD?
For a $800,000 property in Queensland, total upfront government costs are approximately $32,408. This includes stamp duty of $29,025, a transfer registration fee of $3,135, and a mortgage registration fee of $248.
Can first home buyers get a stamp duty concession on $800k in QLD?
Yes. First home buyers purchasing a $800,000 property in Queensland may pay $21,850 in stamp duty, saving $7,175 compared to the standard rate. Eligibility conditions apply — use our QLD First Home Buyer calculator for details.
What is the Home Concession stamp duty on $800k in QLD?
The Home Concession stamp duty on a $800,000 property in Queensland is $21,850, saving $7,175 compared to the general/investor rate of $29,025.
How is stamp duty calculated in QLD?
Queensland uses a progressive bracket system for stamp duty. The rate increases as the property value rises, similar to income tax brackets. Only the portion of the price within each bracket is taxed at that bracket's rate. Use our interactive QLD Stamp Duty Calculator for a detailed breakdown.

Need a detailed calculation?

Our interactive QLD Stamp Duty Calculator lets you enter any property value and see a full breakdown of duty, fees, and concessions.

First home buyer? Check your eligibility with the QLD First Home Buyer Calculator.

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QLD Stamp Duty Calculator Estimate transfer duty in Queensland QLD First Home Buyer FHB exemption - new homes any price Transfer Duty Calculator Queensland Queensland transfer duty on property purchase NSW Stamp Duty Calculator Estimate transfer duty, fees and deposits in NSW NSW First Home Buyer FHB stamp duty exemption up to $800k VIC Stamp Duty Calculator Estimate land transfer duty in Victoria
State Stamp Duty Effective Rate
NSW $30,187.00 3.77%
VIC $43,070.00 5.38%
QLD $29,025.00 3.63%
SA $37,830.00 4.73%
WA $32,316.00 4.04%
TAS $31,185.00 3.90%
NT $39,600.00 4.95%
ACT $25,150.00 3.14%