Stamp Duty · Calculator

ACT Stamp Duty Calculator

Calculate 2026-27 ACT residential conveyance duty for owner-occupiers and investors, plus current registration fees and the uncapped Home Buyer Concession Scheme.

2026-27 feesOwner-occupier ratesUncapped HBCS

Uses the ACT residential rates still current in 2026-27 and Access Canberra registration fees from 1 July 2026.

01 —INPUTS

Lower rates apply if you live in the property for at least 12 months.

Access Canberra fees from 1 July 2026.

02 —RESULTS
Awaiting input

Enter a property price to estimate ACT conveyance duty.

Share

Next best steps

Loan affordabilityHow much can you borrow based on your income?Mortgage repaymentsMonthly repayments for your property priceFuture CGT estimateCapital gains if you sell the property laterCompare property scenariosSide-by-side property tax comparisons
Edit inputs ↑
ACT conveyance duty rates — Owner-occupier
Dutiable valueRateFormula
$0 – $260,0000.28%0.28% of value
$260,001 – $300,0002.20%$728 + 2.20% over $260,000
$300,001 – $500,0003.40%$1,608 + 3.40% over $300,000
$500,001 – $750,0004.32%$8,408 + 4.32% over $500,000
$750,001 – $1,000,0005.90%$19,208 + 5.90% over $750,000
$1,000,001 – $1,455,0006.40%$33,958 + 6.40% over $1,000,000
$1,455,001+4.54%4.54% of total value
Investor rates
Dutiable valueRateFormula
$0 – $200,0001.2%1.2% of value
$200,001 – $300,0002.2%$2,400 + 2.2% over $200,000
$300,001 – $500,0003.4%$4,600 + 3.4% over $300,000
$500,001 – $750,0004.32%$11,400 + 4.32% over $500,000
$750,001 – $1,000,0005.90%$22,200 + 5.90% over $750,000
$1,000,001 – $1,455,0006.40%$36,950 + 6.40% over $1,000,000
$1,455,001+4.54%4.54% of total value
Home buyer concession

For transaction dates from 1 July 2026, the ACT Home Buyer Concession Scheme provides a full conveyance duty exemption for eligible homes and vacant residential land. The former property value cap and income threshold have both been removed.

First home buyer in the ACT?

Eligible buyers pay no conveyance duty regardless of property value or income. The 5-year prior-ownership and 12-month residence rules still apply.

Use the ACT First Home Buyer calculator →
FAQ
What financial year are these rates for?
The residential rate tables effective from 1 July 2025 remain current for 2026-27. Transfer and mortgage registration fees shown are the Access Canberra fees from 1 July 2026.
What is the difference between owner-occupier and investor rates?
Eligible owner-occupiers who live in the property continuously for at least 12 months, beginning within 12 months of completion, use the lower owner-occupier schedule. Other residential transactions use the non-owner-occupier schedule.
What date determines the applicable duty rate?
ACT Revenue Office uses the transaction date, generally the date contracts are signed and exchanged, rather than the settlement date.
What is the Home Buyer Concession Scheme?
For transactions from 1 July 2026, eligible buyers pay no conveyance duty on ACT homes or vacant residential land. The former property value cap and income threshold have been removed, but age, prior-ownership and residence rules still apply.
Is ACT abolishing stamp duty?
ACT is gradually reducing stamp duty through annual rate reforms that began in 2012. Standard residential conveyance duty still applies when a transaction is not covered by an exemption or concession.

Tax Accuracy & Sources

Reviewed: March 2026 · Tax year: 2026-27

Estimates ACT non-commercial conveyance duty using the owner-occupier or non-owner-occupier schedule, rounded per $100 or part thereof, plus FY2026-27 transfer and mortgage registration fees. HBCS eligibility is handled in the linked home buyer calculator.

Related calculators

ACT First Home Buyer FHB exemption up to $1.02m NSW Stamp Duty Calculator Estimate transfer duty, fees and deposits in NSW NSW First Home Buyer FHB stamp duty exemption up to $800k VIC Stamp Duty Calculator Estimate land transfer duty in Victoria VIC First Home Buyer FHB duty exemption up to $600k QLD Stamp Duty Calculator Estimate transfer duty in Queensland

ACT rates, HBCS rules and registration fees checked against official sources on 18 July 2026.