Super Fund Fee Comparison Calculator
See how administration, investment and insurance fees can compound into a different retirement balance.
Use the same assumed return for a like-for-like fee comparison.
Years
Fund A fees
Percentage of balance per year
Fund B fees
Percentage of balance per year
Projection only. Compare investment options, risk, performance history, insurance and services as well as fees.
What this estimate includes
- Projects two funds from identical starting assumptions.
- Separates fixed administration fees, percentage investment fees and insurance premiums.
- Shows final balances and cumulative fees side by side.
- Uses monthly compounding for the projection.
Frequently asked questions
How does this super fee comparison work?
It projects both funds from the same starting balance, contributions and pre-fee return, then subtracts each fund’s administration, investment and insurance fees monthly.
Should I choose the super fund with the lowest fees?
Fees matter, but they are not the only factor. Compare investment options, performance over suitable periods, risk, insurance cover and services as well.
Where can I find my super fund fees?
Check the fund’s product disclosure statement, fee disclosure and your annual statement. Enter dollar administration fees, percentage investment fees and insurance premiums separately.
Does the projection include tax or inflation?
No. It is a focused fee comparison using the same return assumption for both funds. It does not model contributions tax, earnings tax, inflation or changes to insurance premiums.
Tax Accuracy & Sources
Illustrative fee projection only. Excludes tax, inflation, changing returns, asset-allocation differences and changes to fee schedules or insurance premiums.