Low Income Health Care Card Calculator
Compare your last 8 weeks of gross income with the current claim limit or, if you hold the card and are reporting a change, the higher change-of-circumstances limit.
Use gross income before tax and deductions.
Income-test resultLikely within limit
8-week income limit$6,608
Average weekly income$750
Headroom / excess$608
This screens the published income test only. Services Australia also checks age, residency and card-specific qualification rules.
What this estimate includes
- The claim limit applies to new claims and renewals; a cardholder reporting a change in circumstances is tested at 125% of it.
- Household and dependent-child additions are included.
- Gross income rules can differ from taxable income.
Frequently asked questions
What income period does the card use?
Services Australia generally checks gross income over the 8 weeks before a new claim or renewal.
Is the retain limit higher?
Yes, between renewals. While you hold the card, a change in your circumstances is tested against 125% of the claim limit (Social Security Act 1991 point 1071A-2); a renewal is a new claim and uses the claim limit (point 1071A-1).
What income should I enter?
Enter gross income before tax and deductions for the relevant 8-week period.
Tax Accuracy & Sources
Reviewed: 1 November 2026 · Tax year: Current 2026 limits
Income-test screening only. Services Australia applies residence, income-definition and qualification rules.
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