Centrelink · Concession card

Low Income Health Care Card Calculator

Compare your last 8 weeks of gross income with the current claim or retain limit.

8-week testClaim or retainChild additions
01INPUTS

Use gross income before tax and deductions.

02ELIGIBILITY
Income-test resultLikely within limit
8-week income limit$6,488
Average weekly income$750
Headroom / excess$488

This screens the published income test only. Services Australia also checks age, residency and card-specific qualification rules.

What this estimate includes

  • Separate thresholds apply to new claims and retaining a card.
  • Household and dependent-child additions are included.
  • Gross income rules can differ from taxable income.

Frequently asked questions

What income period does the card use?
Services Australia generally checks gross income over the 8 weeks before a new claim or renewal.
Is the retain limit higher?
Yes. Once you have the card, a higher income limit applies to keeping it.
What income should I enter?
Enter gross income before tax and deductions for the relevant 8-week period.

Tax Accuracy & Sources

Reviewed: 28 July 2026 · Tax year: Current 2026 limits

Income-test screening only. Services Australia applies residence, income-definition and qualification rules.