Income Tax
Pay Rise Calculator
See how much of your pay rise you actually take home after tax, Medicare, HELP and super. See how much of your pay rise or salary increase you actually take home after tax, Medicare, HELP debt and super. Per pay period breakdown.
01 —INPUTS
Your current annual salary
Your new or proposed salary
Pre-tax salary sacrifice (e.g. super, novated lease)
02 —RESULTS
Net pay increase$6,800/year
Per Pay Period
Monthly$566.67
Fortnightly$261.54
Weekly$130.77
Tax Analysis
Gross increase$10,000 (12.5%)
Current take-home$63,612/year
New take-home$70,412/year
Current effective tax rate20.5%
New effective tax rate21.8%
Marginal tax rate30.0%
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Tax Accuracy & Sources
This calculator is an estimate tool and may not cover all personal circumstances. For state-based taxes, confirm details with your state or territory revenue office.
How much of a pay rise do I actually take home?
Your take-home increase depends on your marginal tax rate. If you're in the 30% bracket, you'll keep about 70% of your raise (minus Medicare levy and any HELP repayments). Use the calculator to see your exact after-tax increase.
Will a pay rise push me into a higher tax bracket?
Only the income above the bracket threshold is taxed at the higher rate — not your entire salary. For example, crossing the $45,000 threshold means only dollars above $45,000 are taxed at 30% instead of 16%. Your overall tax goes up, but you still take home more.
Does a pay rise affect my HELP repayment?
Yes. HELP repayments are calculated as a percentage of your total income. A pay rise that crosses a repayment threshold will increase your compulsory HELP repayment. The calculator includes this if you tick the HELP debt option.