Average Super Balance by Age in Australia
Compare your balance to the ATO median for your age band and the ASFA Retirement Standard target at 67. Free calculator using 2021-22 Taxation Statistics and Dec-2025-quarter ASFA figures.
Between 18 and 80. ASFA Retirement Standard anchors on age 67.
Sum of all your super accounts. Check myGov for an up-to-date total.
Used for SG projection. Defaults to ABS average for your age band.
ASFA Retirement Standard Dec 2025 quarter. Assumes home-owner and partial Age Pension.
Enter your age and current super balance to see your projection.
Median super balance by age (ATO Taxation Statistics 2021-22)
The median is the honest peer benchmark — half of Australians in each band have less, half more. Averages (mean) are skewed by a minority of very high balances, and are shown here only for context.
| Age band | Median balance | Mean (skewed) | Mean ÷ median |
|---|---|---|---|
| Under 25 | $5,000.00 | $8,500.00 | 1.7× |
| 25-29 | $15,000.00 | $27,500.00 | 1.8× |
| 30-34 | $33,000.00 | $55,000.00 | 1.7× |
| 35-39 | $55,000.00 | $85,000.00 | 1.5× |
| 40-44 | $72,000.00 | $127,000.00 | 1.8× |
| 45-49 | $92,000.00 | $161,000.00 | 1.8× |
| 50-54 | $115,000.00 | $200,000.00 | 1.7× |
| 55-59 | $150,000.00 | $271,000.00 | 1.8× |
| 60-64 | $201,000.00 | $355,000.00 | 1.8× |
| 65-69 | $195,000.00 | $402,000.00 | 2.1× |
Source: ATO Taxation Statistics 2021-22 — latest published band-level super data as of April 2026. Figures rounded to nearest $500.
Go deeper at your age
Each age page shows the peer median, ASFA projection, typical salary anchor, and life-event context specific to that life stage.
Super balance at 30
Median vs ASFA target, gap, catch-up plan
Super balance at 35
Median vs ASFA target, gap, catch-up plan
Super balance at 40
Median vs ASFA target, gap, catch-up plan
Super balance at 45
Median vs ASFA target, gap, catch-up plan
Super balance at 50
Median vs ASFA target, gap, catch-up plan
Super balance at 55
Median vs ASFA target, gap, catch-up plan
Super balance at 60
Median vs ASFA target, gap, catch-up plan
Super balance at 65
Median vs ASFA target, gap, catch-up plan
ASFA Retirement Standard at age 67
| Household | Lifestyle | Annual spend | Balance needed at 67 |
|---|---|---|---|
| Single | Comfortable | $52,085.00 | $595,000.00 |
| Single | Modest | $33,134.00 | $100,000.00 |
| Couple | Comfortable | $73,337.00 | $690,000.00 |
| Couple | Modest | $47,731.00 | $100,000.00 |
Source: ASFA Retirement Standard (December 2025 quarter). Assumes home-ownership and partial Age Pension.
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