Work Deductions · Calculator

Work-Related Deductions Calculator

Combine WFH, car, self-education, union fees, clothing, laundry and tools into one EOFY estimate. Choose the income year, compare car methods, and see the change in resident income tax and Medicare levy.

Bundled claimLogbook vs cents/kmDouble-dip warnings
01INPUTS

The tax-saving estimate applies resident rates, LITO and the Medicare levy settings below.

1. Work from home

Fixed-rate method: $0.70/hr covers electricity, gas, phone, internet, stationery and computer consumables. Eligible asset decline in value is separate.

2. Car expenses

Include substantiated running costs and eligible decline in value; exclude purchase price, principal and private-use apportionment.

Enter both methods to compare them. The selected method is the amount included in your total claim.

3. Self-education

Must have sufficient nexus with your current income. HECS-HELP repayments are not deductible.

4. Other work-related claims

ATO estimate: $1 per work-only load or $0.50 per mixed load. The $150 rule is a written-evidence exception, not a flat deduction.

The asset estimate is for an item first used during the selected income year. Earlier assets require their opening adjustable value.

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Reference rates and thresholds

ATO work-expense rates by income year

Two of these move each year and the rest do not. The working-from-home and cents-per-kilometre rates are reset by the ATO; the laundry per-load amounts and the two written-evidence thresholds are statutory or long-standing administrative figures that have not been indexed. 2025-26 is the year on the return you lodge now; 2026-27 is the year in progress.

Item 2025-26 2026-27 Notes
Working from home — fixed rate 70c per hour 70c per hour Covers electricity, gas, phone, internet, stationery and computer consumables
Car — cents per kilometre 88c per km 91c per km Covers every running cost including decline in value — nothing is added on top
Car — kilometre cap per car 5,000 km 5,000 km Beyond the cap you must switch that car to the logbook method
Car — maximum cents-per-km claim $4,400 $4,550 Rate × cap, per car, per person
Laundry — work-only load $1.00 per load $1.00 per load Commissioner's reasonable estimate under TR 98/5 — not indexed
Laundry — mixed work and private load $0.50 per load $0.50 per load Applies when work clothing is washed with private clothing
Laundry written-evidence limit $150 $150 ITAA 1997 s 900-40 — a reasonable estimate is accepted at or below this
Total work expenses written-evidence threshold $300 $300 ITAA 1997 s 900-35 — statutory, never indexed
Low-cost asset immediate deduction $300 $300 ITAA 1997 s 40-80(2), subject to the set and identical-item tests

Rates are read from the same year configuration the calculator uses, so this table and your result can never disagree.

The $300 and $150 rules

What the $300 and $150 thresholds actually do

Neither figure is a deduction. Both are substantiation exceptions — they change what paperwork you need, not what you are entitled to claim. This is the single most common error in employee returns, because "you can claim $300 without receipts" gets repeated as though the ATO hands it out.

$300 — total work expenses

If your total claim for work expenses is $300 or less, you can deduct it without written evidence (ITAA 1997 s 900-35). You still have to have spent the money, and you still have to be able to show how you worked the amount out.

Cross the threshold by a dollar and the exception is gone for the whole claim, not just the excess. A $310 claim needs evidence for all $310.

$150 — laundry only

Laundry sits under its own exception (ITAA 1997 s 900-40). Up to $150 of washing, drying and ironing can rest on a reasonable estimate even when your total work expenses are well over $300.

Dry-cleaning is not covered by the $150 exception, and neither is the cost of the clothing itself. Those need receipts once you pass $300 overall.

Which travel is excluded from the $300 count

Car expenses, travel-allowance expenses and overtime-meal-allowance expenses are not counted towards the $300 total and have their own substantiation rules. That is why a $4,000 cents-per-kilometre claim does not, by itself, push your other small claims past the threshold.

Clothing and laundry

Calculating a laundry claim from loads

A laundry claim is built from loads, not from the $150 ceiling. Under TR 98/5 the Commissioner accepts $1.00 per load where the load contains only eligible work clothing, and $0.50 per load where work clothing is washed with private clothing. The rate covers washing, drying and ironing together.

The clothing has to qualify first. Deductible categories are compulsory distinctive uniforms, registered non-compulsory uniforms, occupation-specific clothing (a chef's checked trousers, a nurse's scrubs) and protective clothing such as steel-caps, hi-vis and sun-protective gear worn for outdoor work. Plain black trousers, a white shirt or a suit are conventional clothing and are not deductible however strictly the employer enforces them — and if the clothing is not deductible, laundering it is not deductible either.

Worked example — hospitality worker in a compulsory branded uniform

Work-only loads 3 loads a week × 46 worked weeks = 138 loads × $1.00 = $138
Mixed loads 20 loads × $0.50 = $10
Laundry claim $148
Evidence needed None for the laundry itself — the claim is at or below $150, so a load diary supporting the count is enough

Buying the uniform, having it repaired, and dry-cleaning it are separate claims from laundering it — enter them as documented costs rather than as loads.

Car expenses

Cents per kilometre vs logbook

Both methods claim the same thing — the work-use share of running a car you own, lease or hire-purchase. They differ in how you prove it. Neither method makes ordinary home-to-work commuting deductible; the trips that count are travel between workplaces, travel to an alternative work location, and (narrowly) carrying bulky tools you have no secure place to leave at work.

Cents per kilometre

88c per km for 2025-26 and 91c for 2026-27, capped at 5,000 work kilometres per car. The rate is all-inclusive: fuel, servicing, registration, insurance and decline in value are already inside it.

No receipts, but you do need a reasonable basis for the kilometre count — a diary of work trips, a roster, or a representative period you can scale.

Logbook

A continuous 12-week logbook establishes a work-use percentage that stays valid for five years unless your pattern changes. Apply that percentage to your actual running costs plus decline in value.

No kilometre cap, so it is usually the better method above the cap or where the car is expensive to run — but it needs the full cost records, and the car limit of $69,674 applies to the depreciation component for 2025-26.

Worked example — 4,200 work kilometres in 2025-26

Cents per kilometre 4,200 km × 88c = $3,696 (within the 5,000 km cap)
Logbook $11,500 running costs × 32% work use = $3,680
Better method here Cents per kilometre, by $16 — and with far less paperwork

You can choose a different method for each car, and you can change method between years. Enter both sets of inputs above and the calculator shows each amount before you pick.

Self-education, fees and tools

The categories people leave on the table

Self-education

Deductible from the first dollar. The old $250 non-deductible threshold in s 82A ITAA 1936 was repealed with effect from the 2022-23 income year, so there is nothing to net off any more. Course fees you pay yourself, textbooks, stationery, student services fees, travel to class and decline in value on study equipment all qualify where the course has a sufficient connection to the work you already do. Repayments of HECS-HELP and other study and training loans are never deductible — that is a different thing from the course fee.

Union and professional fees

Union dues, professional association subscriptions, registration and licence renewals and industry journals are deductible in full under s 8-1 with no cap. Most are pre-filled from the organisation, but only where the body reports them — check the amount against your own statement rather than assuming the pre-fill is complete. A joining fee for a profession you have not yet entered is not deductible.

Tools and equipment

An item costing $300 or less is deductible immediately, apportioned for work use, provided it is not part of a set costing more than $300 and not one of several identical items totalling more than $300. Above that, claim decline in value over the asset's effective life — the calculator prorates the first year from the date you started using it, which is why a June purchase yields so little in its first year.

Working from home

70c per hour under the fixed-rate method, which bundles electricity, gas, phone, internet, stationery and computer consumables. Because it bundles them, claiming phone or internet again as a separate item is a double claim. Equipment decline in value and cleaning of a dedicated work area sit outside the rate and are claimed on top. The work-from-home deductions calculator compares fixed rate against actual cost in detail.

Where each claim goes

D1 to D5 — the labels on your return

myTax groups these under "Work-related expenses" and the paper return numbers them D1 to D5. Splitting a bundled total across the right labels does not change the deduction, but each label is compared against ATO benchmarks for your occupation and income band, so an amount parked at the wrong label is more likely to be queried.

Label What goes here Evidence
D1 Work-related car expenses Car you own, lease or hire-purchase, used for work travel between workplaces or to carry bulky tools. Not home-to-work commuting. Cents-per-km needs a reasonable basis for the kilometres; the logbook method needs a 12-week logbook plus running-cost records.
D2 Work-related travel expenses Airfares, accommodation, meals and incidentals on work trips, plus taxis, tolls, parking and public transport not claimed at D1. Receipts, unless a reasonable-amounts travel allowance exception applies. Travel diary required for trips of 6 or more nights.
D3 Work-related clothing, laundry and dry-cleaning Compulsory and registered non-compulsory uniforms, occupation-specific clothing, protective clothing, and laundering them. Laundry up to $150 can be a reasonable estimate; dry-cleaning and the clothing itself need receipts once total work expenses exceed $300.
D4 Work-related self-education expenses Course fees, textbooks, stationery, student union fees, travel to study and depreciation on study equipment for a course connected to your current work. Receipts and enrolment evidence. HECS-HELP and other study loan repayments are never deductible here.
D5 Other work-related expenses Working-from-home running costs, tools and equipment, union and professional association fees, subscriptions, phone and internet not covered elsewhere. Working-from-home hours records for the whole year, plus one bill per covered expense type; receipts for tools and fees.

Keep every record for 5 years from the date you lodge. For a depreciating asset, the clock runs for 5 years after the final decline-in-value claim, not from purchase. Once you have your totals, run them through the tax return calculator to see the refund effect.

FAQ
What counts as a work-related deduction in Australia?
An expense is deductible under s8-1 ITAA 1997 if you incurred it in earning your assessable income, it is not private or capital in nature, and you weren't reimbursed. The ATO's three-part test: you spent the money yourself, it directly relates to earning your income, and you have a record to prove it.
Do I still need receipts for everything?
The $300 rule is a written-evidence exception, not an automatic deduction. If covered work expenses exceed $300, written evidence generally needs to prove the full claim, not only the excess. Car and laundry have category-specific rules, but you must still show how you calculated the amount. Keep records for 5 years after lodging in most cases.
Can I claim WFH hours and phone/internet separately?
No. The 70c/hr fixed rate already bundles electricity, gas, phone, internet and stationery. Claiming those as separate items on top is a double claim. To split them out, switch to the actual-cost method and keep detailed records.
Cents-per-km vs logbook — which is better?
Cents-per-km is 88c for 2025-26 and 91c for 2026-27, capped at 5,000 work kilometres per car. The logbook method uses your business-use percentage and substantiated running costs. This calculator shows both amounts, but only includes the method you select in the total claim.
Is HECS-HELP deductible as self-education?
No. HECS-HELP loan repayments are never deductible. However, self-funded course fees, textbooks, travel to class, and equipment used for study are deductible provided the course has sufficient nexus with your current income. The old $250 non-deductible threshold was repealed from 2022-23.
What about plain black pants or business suits?
Conventional clothing is not deductible, even if your employer requires it. Eligible clothing can include compulsory distinctive uniforms, occupation-specific clothing and protective clothing. The $150 laundry rule only removes the need for written evidence in qualifying cases; it does not create a flat claim. The ATO accepts $1 per work-only load or 50c per mixed load as a reasonable calculation basis.
What is the ATO laundry rate, and is $150 a flat deduction?
The rate is a calculation basis, not an allowance: $1.00 for a load containing only eligible work clothing, and $0.50 for a load where work and private clothing are washed together (TR 98/5). $150 is a separate thing again — it is the point below which the ATO accepts a reasonable estimate without written evidence, under ITAA 1997 s 900-40. Claiming $150 without eligible clothing or without loads to back it up is not a valid claim.
Is there a standard deduction for work expenses in Australia?
Not for the 2025-26 return. Australia has no blanket standard deduction for employees — you claim what you actually incurred. $300 is often mistaken for one: it is the ITAA 1997 s 900-35 written-evidence exception, meaning that if your total work expenses are $300 or less you can deduct them without keeping receipts, provided you actually spent the money and can explain how you worked the amount out.
How many kilometres can I claim without a logbook?
Up to 5,000 work kilometres per car per person under the cents-per-kilometre method — $4,400 at the 2025-26 rate of 88c, and $4,550 at the 2026-27 rate of 91c. You do not need receipts, but you do need a reasonable basis for the kilometres, such as a diary of work trips. Above the cap, that car must move to the logbook method for the whole claim.
Are union fees and professional memberships deductible?
Yes. Union fees, professional association subscriptions and licence renewals connected with your current work are deductible in full under s 8-1 ITAA 1997, with no cap and no threshold. They go at the "other work-related expenses" label (D5). Fees for a professional body you join for a job you do not yet hold are not deductible, and neither is the portion of a subscription that buys a private benefit such as insurance you would hold anyway.
Which label does each claim go at on my tax return?
Car expenses go at D1, work travel at D2, clothing and laundry at D3, self-education at D4, and everything else — working from home, tools, union fees, phone and internet — at D5. myTax uses the same grouping under "Work-related expenses". Putting a claim at the wrong label does not change the deduction, but it does change which ATO benchmark your return is compared against.
How long do I keep the records?
5 years from the date you lodge, not from the date of the expense. For a depreciating asset the period runs for 5 years after your last claim for its decline in value, so a laptop written off over two years is on the clock well past the year you bought it.

Tax Accuracy & Sources

Reviewed: March 2026 · Tax year: 2026-27

Estimates eligible employee deductions for 2025-26 or 2026-27. Uses year-specific WFH and car rates, load-based laundry estimates, work-use apportionment, and first-year prime-cost or diminishing-value depreciation from the entered first-use date. Tax saving uses resident income tax after LITO and the entered Medicare household settings. Excludes HELP, MLS, SAPTO and other offsets; it is not a refund forecast.

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