Skip to main content
austax.tools

SA First Home Buyer Stamp Duty Calculator

Eligible first home buyers can receive full stamp duty relief on new homes, off-the-plan homes and vacant land to build on, with no value cap for contracts from 6 June 2024. Established homes pay full duty.

Select the property type and enter the dutiable value used by RevenueSA.

Enter the contract price or market value used for duty.

Eligible new homes and vacant land: full stamp duty relief at any value.

Select a preset:

FY2026-27 Lands Titles Office fees. Transfer registration varies with value.

Full stamp duty relief — You save $24,080.00

Stamp duty (FHB)$0.00
Standard duty$24,080.00
Transfer registration$5,603.00
Mortgage registration$204.00
Deposit amount$110,000.00
Government fees$5,807.00
Total cash needed$115,807.00

Effective duty rate

0.00%

You save

$24,080.00

Deposit

20%

The $15,000 First Home Owner Grant is also available for new homes.

Share

Next best steps

Edit inputs ↑
SA first home buyer concessions

New homes, off-the-plan homes and vacant land (any value)

Property valueConcessionYou pay
Any valueFull exemption$0 duty

Established homes

Property valueConcessionYou pay
Any valueNoneFull standard duty

Important: Unlike some other states, SA does not offer any stamp duty concession for first home buyers purchasing established homes.

Eligibility & what counts as new
→Newly constructed homes not previously occupied or sold
→Off-the-plan apartments
→House and land packages
→Vacant land on which you intend to build your home
→Substantially renovated homes bought from an eligible GST-registered developer

Each applicant must be a natural person aged 18+. At least one applicant must be an Australian citizen, permanent resident, or qualifying New Zealand citizen. For contracts from 13 February 2025, neither an applicant nor their spouse or domestic partner can have owned residential property in Australia. All applicants must live in the home for 6 continuous months within RevenueSA's timeframe; vacant land and owner-builder cases use the earlier of 12 months after lawful occupation or 36 months after settlement.

FAQ
What stamp duty relief do SA first home buyers get?
For contracts from 6 June 2024, eligible first home buyers receive full stamp duty relief with no value cap on new homes, off-the-plan apartments and vacant land on which they will build a home. Established homes receive no relief.
Do first home buyers get a concession on established homes?
No. If you purchase an established home as a first home buyer in SA, you pay the full standard stamp duty. The exemption only applies to new homes.
Can I get both the FHOG and stamp duty exemption?
Yes. If you're buying a new home, you can receive both the $15,000 First Home Owner Grant and the full stamp duty exemption.
Does first home buyer relief remove the foreign ownership surcharge?
No for contracts from 13 February 2025. The 7% surcharge remains payable on the value of the foreign purchaser's interest even if the ordinary stamp duty is fully relieved.

Tax Accuracy & Sources

Tax year: 2026-27

Estimates SA first home buyer stamp duty relief for contracts from 13 February 2025, including eligible new homes and vacant land, the unreduced foreign ownership surcharge, and optional 2026-27 registration fees. Eligibility is not assessed in full.

Planning your first home purchase?

Compare stamp duty concessions, grants, and FHSS savings across all Australian states in one place.

View the First-Home Buyer Guide →

Related calculators

Most searched ↑↓ navigate · ⏎ open