Stamp Duty · Calculator

Vehicle Stamp Duty on $40,000 Car in New South Wales

Vehicle stamp duty on a $40,000 car in New South Wales is $1,200 (3.00%). Compare car stamp duty across all states. 2025-26 rates.

Motor Vehicle Duty $1,200.00 NSW duty on a $40,000 vehicle

Effective rate 3.00%

Vehicle value $40,000

Cheapest state NSW ($1,200)

Duty Breakdown

Vehicle value	$40,000
Motor Vehicle Duty (NSW)	$1,200.00
Effective duty rate	3.00%

How NSW calculates vehicle stamp duty

New South Wales charges Motor Vehicle Duty at $3 per $100 of value (or part) on passenger vehicles up to $44,999. From $45,000, duty is $1,350 plus $5 per $100 on the value above $45,000. Motorcycles and other non-passenger vehicles are a flat $3 per $100.

At $40,000, you're in the typical new mid-size range — still below the higher-value thresholds that several states use to lift the rate.

NSW Motor Vehicle Duty rate tiers

Value band	Rate
Passenger up to $44,999	$3 per $100
Passenger $45,000 and over	$1,350 + $5 per $100 over $45,000
Motorcycles & other vehicles	$3 per $100 (flat)

Duty steps up above $45,000 — the marginal rate jumps from $3 to $5 per $100, so duty climbs faster on more expensive cars.

Compare Nearby Vehicle Values in NSW

Vehicle Value	Stamp Duty	Effective Rate
$35,000	$1,050.00	3.00%
$40,000	$1,200.00	3.00%
$45,000	$1,350.00	3.00%

Compare $40,000 Car Across All States

Standard passenger vehicle. Sorted cheapest to most expensive.

State	Stamp Duty	Effective Rate
NSW	$1,200.00	3.00%
QLD	$1,200.00	3.00%
NT	$1,200.00	3.00%
ACT	$1,200.00	3.00%
SA	$1,540.00	3.85%
TAS	$1,600.00	4.00%
VIC	$1,680.00	4.20%
WA	$2,000.00	5.00%

Buying in NSW instead of WA saves $800 in stamp duty on a $40,000 vehicle.

Frequently asked questions

How much is stamp duty on a $40,000 car in NSW?

Stamp duty on a $40,000 vehicle in New South Wales is $1,200. This represents an effective rate of 3.00% of the vehicle's value. This applies to a standard passenger vehicle — rates may vary for commercial vehicles, motorcycles, or EVs depending on the state.

Which state has the cheapest stamp duty on a $40k car?

For a $40,000 vehicle, New South Wales has the lowest stamp duty at $1,200 (3.00%). The most expensive is Western Australia at $2,000 — a difference of $800.

When do I pay vehicle stamp duty in NSW?

In New South Wales, vehicle stamp duty (Motor Vehicle Duty) is typically paid when you register or transfer a vehicle into your name. For new vehicles from a dealer, it's usually included in the on-road costs. For private sales, you pay when transferring registration.

Does NSW have an electric vehicle stamp duty exemption?

Not anymore. NSW's electric vehicle stamp duty exemption ended on 1 January 2024, so EVs now pay the standard Motor Vehicle Duty rates shown here.

Do motorcycles pay less stamp duty in NSW?

Motorcycles and other non-passenger vehicles are charged a flat $3 per $100 of value and do not pay the higher $5 per $100 tier that applies to passenger cars above $45,000.

Is vehicle stamp duty the same as property stamp duty?

No. Vehicle stamp duty and property stamp duty are completely separate taxes with different rates. Vehicle duty is generally much lower — typically 3-5% of the vehicle's value compared to up to 5-7% for property.

Need a custom calculation?

Our interactive Vehicle Stamp Duty Calculator lets you enter any vehicle value and select vehicle-specific options (engine type, emissions category, EV concessions) for a precise estimate.