Redundancy · Calculator

ETP (Employment Termination Payment) Calculator Australia 2026-27

Estimate 2026-27 PAYG withholding on genuine redundancy, other life-benefit ETPs and death-benefit ETPs using official Schedule 11 rates.

01 —INPUTS

Exclude salary, super and unused annual or long-service leave; they use separate rules.

Involuntary termination due to redundancy

Full completed years only (part years excluded)

Determines whether you reach preservation age by 30 June 2027.

Choose genuine redundancy only if the job was abolished and you were below Age Pension age (or an earlier mandatory retirement age) when dismissed.

2026-27 Schedule 11 withholding rates and ATO limits.

02 —RESULTS
Awaiting input

Enter your redundancy or ETP details to calculate tax

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Tax Accuracy & Sources

Reviewed: 17 July 2026 · Tax year: 2026-27

Estimates Schedule 11 PAYG withholding, not final assessed tax. It excludes unused leave, multiple ETPs, invalidity and pre-July 1983 tax-free components, delayed payments and foreign-resident treatment.

What is an Employment Termination Payment?
An ETP is a lump sum payment you receive when your employment ends. It can include payments for unused sick leave, payments in lieu of notice, and gratuities. Genuine redundancy payments have different tax treatment.
How much of a genuine redundancy is tax-free?
For 2026-27, the limit is $13,598 plus $6,801 for each completed year of service. Only an eligible genuine redundancy receives this treatment; eligible excess is an ETP.
How are ETPs taxed?
For 2026-27, Schedule 11 withholds 17% within the applicable cap if you are at or above preservation age on 30 June 2027, or 32% if below. The ETP cap is $270,000; the $180,000 whole-of-income cap can reduce the cap for non-excluded life-benefit ETPs. Withholding above the applicable cap is 47%.
Is a dependant death-benefit ETP entirely tax-free?
Only within the death-benefit ETP cap. The taxable component paid to a dependant is tax-free up to $270,000 in 2026-27, with 47% withheld above the cap. A non-dependant has 32% withheld within the cap and 47% above it.

Not sure what your redundancy payout even is yet? Calculate your NES redundancy weeks and notice pay first, then come back here for the tax.

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