Income Tax Calculator (Australia)
Find out how much tax you'll pay this year. Enter your income, see your take-home pay — including Medicare levy.
Note: This calculator uses 2024–25 tax rates and assumes you're an Australian resident.
2024-25 Australian resident tax rates
Enter your income to estimate tax
How income tax is calculated in Australia
Australia uses a progressive tax system. Your income is taxed at increasing rates as it moves through each tax bracket. For 2024–25, the brackets are:
- $0 – $18,200: Nil
- $18,201 – $45,000: 16% of amount over $18,200
- $45,001 – $135,000: $4,288 plus 30% of amount over $45,000
- $135,001 – $190,000: $31,288 plus 37% of amount over $135,000
- $190,001+: $51,638 plus 45% of amount over $190,000
The Medicare levy of 2% is added on top of your income tax.
What does this calculator include?
- Income tax based on 2024–25 ATO tax brackets
- Medicare levy at 2% of taxable income
- Australian resident tax rates
What does this calculator not include?
- HECS/HELP repayments
- Senior Australians and Pensioners Tax Offset (SAPTO)
- Private health insurance rebate or Medicare levy surcharge
- Medicare levy reduction for low-income earners (singles under $27,222 may pay less or no Medicare levy)
- Non-resident or working holiday maker rates
- Deductions or offsets of any kind
This is a simplified estimate. Your actual tax may differ based on your individual circumstances.
FAQ
How is income tax calculated in Australia?
Australia uses progressive tax rates. You pay 0% on the first $18,200, then increasing rates on income above that threshold. Only the portion of income in each bracket is taxed at that bracket's rate.
Does this include Medicare levy?
Yes. The calculator adds the standard 2% Medicare levy to your income tax. It does not account for Medicare levy exemptions or the Medicare levy surcharge.
Does this calculator include HECS or offsets?
No. HECS/HELP repayments, tax offsets, and other adjustments are not included. This is a basic estimate of income tax and Medicare levy only.
Is this calculator accurate for freelancers?
It calculates tax on the taxable income you enter. Freelancers should first subtract allowable business deductions from their gross income to determine taxable income.
Which tax year does this use?
This calculator uses the 2024–25 financial year tax brackets, which apply from 1 July 2024 to 30 June 2025.