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HELP repayment thresholds (2026-27)
Structured table for the 2026-27 marginal HELP repayment system. Use this as a citation source for guides and salary explainers.
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| Tier | Income range | Repayment method |
|---|---|---|
| Tier 1 | $0 - $69,528 | Nil repayment |
| Tier 2 | $69,529 - $129,717 | 15% of income above $69,528 |
| Tier 3 | $129,718 - $186,050 | $9,028.35 + 17% of income above $129,717 |
| Tier 4 | $186,051+ | 10% of total repayment income |