First home buyer guide
First Home Buyer Guide WA 2025-26
Complete first home buyer guide for Western Australia. Stamp duty concessions, First Home Owner Grant, FHSS eligibility, and savings calculator for WA in 2025-26.
Stamp duty concessions FHOG + FHSS
What first home buyers get in WA
→ Full transfer duty exemption on properties up to $500,000 (from 21 March 2025)
→ Concessional transfer duty on properties between $500,000 and $700,000 (from 21 March 2025)
→ $10,000 First Home Owner Grant for new homes up to $750,000
→ Separate vacant land exemption up to $300,000 (concession up to $400,000)
→ FHSS scheme available to boost your deposit savings through super
Stamp duty — first home buyer vs standard
See how much you could save on stamp duty as a first home buyer in Western Australia.
| Property price | Standard duty | FHB duty | You save |
|---|---|---|---|
| $400k | $13,015.00 | $0.00 | $13,015.00 |
| $500k | $17,765.00 | $0.00 | $17,765.00 |
| $600k | $22,515.00 | $13,630.00 | $8,885.00 |
| $700k | $27,265.00 | $27,260.00 | $5.00 |
| $800k | $32,315.50 | $32,315.50 | — |
| $900k | $37,465.50 | $37,465.50 | — |
| $1M | $42,615.50 | $42,615.50 | — |
Related tools
FAQ
What is the stamp duty exemption threshold for first home buyers in WA?
From 21 March 2025, first home buyers in Western Australia pay no transfer duty on homes valued up to $500,000 (increased from $430,000). For properties between $500,000 and $700,000, a concessional rate applies (increased from $530,000). Properties over $700,000 pay the full standard rate. There is also a separate scale for vacant land ($300,000 exemption, $400,000 concession cap).
Can I get the WA FHOG for a newly built home over $500,000?
Yes, the $10,000 First Home Owner Grant applies to new homes up to $750,000, which is separate from the stamp duty exemption threshold. You could pay some stamp duty on a $600,000 new home but still receive the $10,000 grant.
Does the WA first home buyer exemption apply to established homes?
Yes, the transfer duty exemption (up to $500,000) and concession (up to $700,000) apply to both new and established homes. However, the $10,000 FHOG only applies to new homes — not established properties.