Stamp Duty · Calculator
First Home Buyer Stamp Duty on $300,000 in South Australia (2026-27)
First home buyers purchasing a $300,000 property in South Australia pay $11,330 in stamp duty, compared to the standard rate of $11,330. That's a saving of $0. This page compares standard and FHB duty, and shows how SA compares to other states.
FHB stamp duty $11,330.00 First home buyer duty on $300,000 in SA
Standard duty $11,330.00
FHB saving $0.00
Effective rate 3.78%
FHB vs Standard Duty Breakdown
| Purchase price | $300,000 |
| Standard stamp duty | $11,330.00 |
| First home buyer duty | $11,330.00 |
| FHB saving | $0.00 |
| Transfer registration fee | $2,978.00 |
| Mortgage registration fee | $204.00 |
| Total upfront government costs (FHB) | $14,512.00 |
| Effective FHB stamp duty rate | 3.78% |
SA First Home Buyer Concession
South Australia offers eligible first home buyers a full stamp duty exemption with no price cap — the exemption applies with no property-value cap to new homes, off-the-plan purchases and vacant land (contracts from 6 June 2024); established homes get no duty relief. Standard duty applies outside the eligible categories.
At $300,000, this price is above SA's first home buyer concession ceiling, so full standard duty of $11,330 applies with no first-home discount on duty.
Key first home buyer facts in SA
| First Home Owner Grant | $15,000.00 |
| Grant applies to | New homes only |
| Move in within | 12 months of settlement |
| Minimum residence | 6 months |
| FHSS super-saver scheme | Available |
SA first home buyer policy highlights
→ Full stamp duty exemption, with no value cap, for first home buyers of new homes, off-the-plan homes and vacant land to build (from 6 June 2024)
→ No stamp duty exemption or concession for first home buyers of established (previously occupied) homes — standard duty applies
→ $15,000 First Home Owner Grant for new homes (no property value cap — cap removed February 2025)
→ Land buyers can access the grant if building a new home
→ FHSS scheme available to boost your deposit savings through super
Use our SA First Home Buyer Calculator to check your eligibility and get a personalised breakdown.
Compare Nearby FHB Prices in SA
| Price | Standard Duty | FHB Duty | Saving |
|---|---|---|---|
| $300,000 | $11,330.00 | $11,330.00 | $0.00 |
| $350,000 | $13,830.00 | $13,830.00 | $0.00 |
Compare FHB Duty on $300,000 Across States
Frequently asked questions
How much stamp duty do first home buyers pay on a $300,000 property in SA?
First home buyers purchasing a $300,000 property in South Australia pay $11,330 in stamp duty. This compares to the standard rate of $11,330, representing a saving of $0. Including transfer and mortgage registration fees, total upfront government costs are $14,512.
How much do first home buyers save on stamp duty for $300k in SA?
First home buyers save $0 on stamp duty for a $300,000 property in South Australia. The standard stamp duty is $11,330, while the first home buyer rate is $11,330. South Australia offers eligible first home buyers a full stamp duty exemption with no price cap — the exemption applies with no property-value cap to new homes, off-the-plan purchases and vacant land (contracts from 6 June 2024); established homes get no duty relief. Standard duty applies outside the eligible categories.
What are the eligibility requirements for first home buyer stamp duty concessions in SA?
Eligibility for first home buyer stamp duty concessions in South Australia typically requires that you are an Australian citizen or permanent resident, have never owned property in Australia before, and intend to live in the property as your principal place of residence. South Australia offers eligible first home buyers a full stamp duty exemption with no price cap — the exemption applies with no property-value cap to new homes, off-the-plan purchases and vacant land (contracts from 6 June 2024); established homes get no duty relief. Standard duty applies outside the eligible categories. Use our SA First Home Buyer Calculator for a detailed eligibility check.
Does South Australia offer stamp duty exemptions for first home buyers?
Yes — since 6 June 2024, South Australia gives first home buyers a full stamp duty exemption, with no value cap, when buying a new home, an off-the-plan home, or vacant land to build a new home. The exemption does not extend to established (previously occupied) homes, which pay standard stamp duty rates. The state also offers the $15,000 First Home Owner Grant for new homes.
Is there a property value cap on the SA First Home Owner Grant?
As of February 2025, RevenueSA removed the previous $650,000 property value cap on the FHOG. The $15,000 grant is now available for eligible new home purchases at any value, provided all other eligibility criteria are met.
Are there any other concessions available in South Australia for buyers?
Beyond the new-home stamp duty exemption, first home buyers purchasing an established home do not get a state stamp duty concession, but can still access the federal First Home Super Saver Scheme (FHSS) and First Home Guarantee.
Need a detailed FHB calculation?
Our interactive SA First Home Buyer Calculator lets you enter any property value and see a full breakdown of FHB duty, concessions, and eligibility.
Not a first home buyer? See the standard stamp duty on $300,000 in SA.