Stamp Duty · Calculator
First Home Buyer Stamp Duty on $300,000 in Australian Capital Territory (2026-27)
First home buyers purchasing a $300,000 property in Australian Capital Territory pay no stamp duty, compared to the standard rate of $4,600. That's a saving of $4,600. This page compares standard and FHB duty, and shows how ACT compares to other states.
FHB stamp duty $0.00 First home buyer duty on $300,000 in ACT
Standard duty $4,600.00
FHB saving $4,600.00
Effective rate 0.00%
FHB vs Standard Duty Breakdown
| Purchase price | $300,000 |
| Standard stamp duty | $4,600.00 |
| First home buyer duty | $0.00 |
| FHB saving | $4,600.00 |
| Transfer registration fee | $400.00 |
| Mortgage registration fee | $167.00 |
| Total upfront government costs (FHB) | $567.00 |
| Effective FHB stamp duty rate | 0.00% |
ACT First Home Buyer Concession
Australian Capital Territory gives first home buyers a full stamp duty exemption on eligible homes up to $1,000,000; above that ceiling, standard duty applies.
At $300,000, first home buyers in ACT pay no stamp duty — this price sits within the full first home buyer exemption.
Key first home buyer facts in ACT
| First Home Owner Grant | Not offered |
| Grant applies to | New & established |
| Move in within | 12 months of settlement |
| Minimum residence | 12 months |
| FHSS super-saver scheme | Available |
ACT first home buyer policy highlights
→ Full stamp duty exemption for eligible first home buyers on properties up to $1,000,000 (Home Buyer Concession Scheme)
→ The ACT abolished the traditional First Home Owner Grant on 1 July 2019 — no FHOG is available
→ Home Buyer Concession Scheme (HBCS) replaced the FHOG and provides stamp duty relief
→ Income test applies: household income must be under $160,000 (one of the most generous duty exemptions in Australia)
→ FHSS scheme available to boost your deposit savings through super
Use our ACT First Home Buyer Calculator to check your eligibility and get a personalised breakdown.
Compare Nearby FHB Prices in ACT
| Price | Standard Duty | FHB Duty | Saving |
|---|---|---|---|
| $300,000 | $4,600.00 | $0.00 | $4,600.00 |
| $350,000 | $6,300.00 | $0.00 | $6,300.00 |
Compare FHB Duty on $300,000 Across States
Frequently asked questions
How much stamp duty do first home buyers pay on a $300,000 property in ACT?
First home buyers purchasing a $300,000 property in Australian Capital Territory pay no stamp duty (full exemption). This compares to the standard rate of $4,600, representing a saving of $4,600. Including transfer and mortgage registration fees, total upfront government costs are $567.
How much do first home buyers save on stamp duty for $300k in ACT?
First home buyers save $4,600 on stamp duty for a $300,000 property in Australian Capital Territory. The standard stamp duty is $4,600, while the first home buyer rate is $0 (full exemption). Australian Capital Territory gives first home buyers a full stamp duty exemption on eligible homes up to $1,000,000; above that ceiling, standard duty applies.
What are the eligibility requirements for first home buyer stamp duty concessions in ACT?
Eligibility for first home buyer stamp duty concessions in Australian Capital Territory typically requires that you are an Australian citizen or permanent resident, have never owned property in Australia before, and intend to live in the property as your principal place of residence. Australian Capital Territory gives first home buyers a full stamp duty exemption on eligible homes up to $1,000,000; above that ceiling, standard duty applies. Use our ACT First Home Buyer Calculator for a detailed eligibility check.
What is the ACT Home Buyer Concession Scheme?
The ACT Home Buyer Concession Scheme (HBCS) provides a full stamp duty exemption for properties up to $1,000,000 for eligible first home buyers. This replaced the traditional FHOG, which was abolished in the ACT on 1 July 2019. It comes with an income test — your total household income must be under $160,000 per year.
Is there an income test for ACT first home buyer benefits?
Yes, the ACT is unique in applying an income test to its Home Buyer Concession. Your total household income must be under $160,000 to qualify for the stamp duty exemption. Other states generally do not have income tests for their stamp duty concessions.
Does the ACT offer a First Home Owner Grant?
No. The ACT abolished the traditional First Home Owner Grant on 1 July 2019. It was replaced by the Home Buyer Concession Scheme (HBCS), which provides a full stamp duty exemption on properties up to $1,000,000. For many buyers, the stamp duty saving under HBCS is worth significantly more than the former grant.
Need a detailed FHB calculation?
Our interactive ACT First Home Buyer Calculator lets you enter any property value and see a full breakdown of FHB duty, concessions, and eligibility.
Not a first home buyer? See the standard stamp duty on $300,000 in ACT.