Perth vs Regional WA: First Home Buyer Stamp Duty

Western Australia offers different first home buyer concession thresholds depending on whether you buy in Perth metropolitan area or regional WA. Regional buyers get a higher cap.

Perth metro first home buyers get full exemption up to $500,000 with a sliding scale to $700,000. Regional buyers enjoy a higher sliding scale ceiling of $750,000, providing additional savings on properties between $700,000 and $750,000.

Scenario A: Perth Metro

Scenario B: Regional WA

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01 —INPUTS
Saves Duty
Regional WA saves $1,740.00 in stamp duty compared to Perth Metro.
02 —RESULTS

Scenario A

Perth Metro
Metro cap: $700,000 | Regional cap: $750,000

2025-26 stamp duty rates

$
Stamp Duty$13,630.00
First Home Buyer Savings
Save $8,885.00
%
Deposit Amount$120,000.00
!
Government Fees$14,173.20
Σ
Total Cash Needed$134,173.20
Effective duty rate:2.27%
iFirst home buyer concession saves $8,885.

Scenario B

Regional WA
Metro cap: $700,000 | Regional cap: $750,000

2025-26 stamp duty rates

$
Stamp Duty$11,890.00
First Home Buyer Savings
Save $10,625.00
%
Deposit Amount$120,000.00
!
Government Fees$12,433.20
Σ
Total Cash Needed$132,433.20
Effective duty rate:1.98%
iFirst home buyer concession saves $10,625.
03 —BREAKDOWN

This calculator provides estimates only and does not constitute financial advice. Actual amounts may vary. Consult a conveyancer or solicitor for accurate costs.

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How to use this comparison

  1. Review the pre-filled scenarios — we've set up realistic defaults for comparison
  2. Adjust the property price — enter your actual or expected purchase price
  3. Compare the results — see the stamp duty difference highlighted at the top
  4. Share or bookmark — the URL updates as you change inputs

Frequently asked questions

What are the WA first home buyer stamp duty thresholds?
WA offers full exemption up to $500,000 for all first home buyers. The sliding scale concession extends to $700,000 in Perth metro areas and $750,000 in regional areas.
What areas count as "regional" in WA?
Regional areas are those outside the Perth metropolitan area as defined by the Planning and Development Act. This includes major regional centres like Bunbury, Geraldton, Kalgoorlie, Albany, and Broome, as well as rural areas.
How much can regional buyers save compared to metro?
For properties between $700,000 and $750,000, regional buyers continue to receive a sliding scale concession while metro buyers pay full duty. This can result in savings of several thousand dollars.
Is WA stamp duty competitive with other states?
WA has relatively competitive stamp duty rates, particularly for first home buyers. The full exemption threshold of $500,000 is lower than NSW ($800,000) but the general duty rates are often lower than eastern states.

Continue your property decision workflow

Understand the rules

Property sale compliance Review withholding and clearance obligations before settlement. Main residence exemption context Understand CGT interactions for future sale planning.

Compare alternatives

All states comparison Benchmark transfer duty across jurisdictions. FHB vs general buyer Quantify concession value around key thresholds.

Run the numbers

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Tax Accuracy & Sources

Reviewed: March 2026 · Tax year: 2026-27

This calculator is an estimate tool and may not cover all personal circumstances. For state-based taxes, confirm details with your state or territory revenue office.