What is WA's First Home Owner Rate?

WA offers a full stamp duty exemption for first home buyers purchasing properties up to $500,000. A sliding scale concession applies up to $700,000 for metro areas or $750,000 for regional areas.

What counts as regional in WA?

Regional WA includes areas outside the Perth metropolitan region (roughly the area from Two Rocks to Rockingham). Regional buyers get a higher threshold cap of $750,000 compared to $700,000 for metro.

WA First Home Buyer Stamp Duty Calculator

Western Australia offers the "First Home Owner Rate" which exempts or reduces stamp duty based on property value and location.

Select metro or regional to see your concession threshold.

Enter a property price to estimate your first home buyer stamp duty savings in Western Australia.

Next best steps

Loan affordabilityHow much can you borrow based on your income?Mortgage repaymentsMonthly repayments for your property price Future CGT estimateCapital gains if you sell the property later Compare property scenariosSide-by-side property tax comparisons

WA first home owner rate

Metropolitan Perth

Property value	Concession	You pay
$0 – $500,000	Full exemption	$0 duty
$500,001 – $700,000	Sliding scale	Proportional duty *
Over $700,000	None	Full duty

Regional WA

Property value	Concession	You pay
$0 – $500,000	Full exemption	$0 duty
$500,001 – $750,000	Sliding scale	Proportional duty *
Over $750,000	None	Full duty

* Sliding scale formula: Standard duty × [(Value - $500,000) / ($cap - $500,000)]

Metro vs Regional areas

Metropolitan Perth includes the Perth Statistical Division, roughly from Two Rocks in the north to Rockingham in the south, and east to the hills.

Regional WA includes everywhere else - Mandurah, Bunbury, Geraldton, Kalgoorlie, and all other areas outside metro Perth.

Eligibility requirements

You must be 18 years or older
Australian citizen or permanent resident
Never owned residential property in Australia (including investment)
Buying the property to live in (not investment)
Move in within 12 months of settlement
Live there as your principal residence for at least 6 continuous months

First Home Owner Grant (FHOG)

WA also offers a $10,000 First Home Owner Grant for new homes valued under $750,000 (or $1,000,000 for land and building contracts). This is separate from the stamp duty concession.

Frequently asked questions

Can I get both the grant and duty exemption?

Yes, you can receive both the FHOG ($10,000) and the First Home Owner Rate if you meet the eligibility criteria for each.

What about Keystart loans?

WA's Keystart scheme provides low-deposit loans for first home buyers. It can be used in combination with the stamp duty concession and FHOG.

Tax Accuracy & Sources

Reviewed: March 2026 · Tax year: 2025-26

Estimates WA transfer duty under the First Home Owner Rate. Covers the full exemption (up to $500,000) and sliding scale concession for metro (up to $700,000) and regional (up to $750,000) buyers. Does not cover pensioner rebates, vacant land, or family farm transfers.

Planning your first home purchase?

Compare stamp duty concessions, grants, and FHSS savings across all Australian states in one place.

View the First-Home Buyer Guide →

WA first home buyer concessions confirmed January 2025. Source: WA Department of Finance.