WA First Home Buyer Stamp Duty Calculator

Western Australia offers the "First Home Owner Rate" which exempts or reduces stamp duty based on property value and location.

Select metro or regional to see your concession threshold.

Full exemption up to $500,000. Sliding scale to $700,000 (metro).

Select a preset:

Enter a property price to estimate your first home buyer stamp duty savings in Western Australia.

WA first home owner rate

Metropolitan Perth

Property valueConcessionYou pay
$0 – $500,000Full exemption$0 duty
$500,001 – $700,000Sliding scaleProportional duty *
Over $700,000NoneFull duty

Regional WA

Property valueConcessionYou pay
$0 – $500,000Full exemption$0 duty
$500,001 – $750,000Sliding scaleProportional duty *
Over $750,000NoneFull duty

* Sliding scale formula: Standard duty × [(Value - $500,000) / ($cap - $500,000)]

Metro vs Regional areas

Metropolitan Perth includes the Perth Statistical Division, roughly from Two Rocks in the north to Rockingham in the south, and east to the hills.

Regional WA includes everywhere else - Mandurah, Bunbury, Geraldton, Kalgoorlie, and all other areas outside metro Perth.

Eligibility requirements

First Home Owner Grant (FHOG)

WA also offers a $10,000 First Home Owner Grant for new homes valued under $750,000 (or $1,000,000 for land and building contracts). This is separate from the stamp duty concession.

FAQ

Can I get both the grant and duty exemption?

Yes, you can receive both the FHOG ($10,000) and the First Home Owner Rate if you meet the eligibility criteria for each.

What about Keystart loans?

WA's Keystart scheme provides low-deposit loans for first home buyers. It can be used in combination with the stamp duty concession and FHOG.

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Next step: Mortgage App

The WA concession changes upfront cost, but borrowing comfort still sets the budget

After checking the WA first home owner rate, use the mortgage app to test repayments, preapproval range, and rate stress before you commit to a target property band.

Repayment calculator Rate stress test Preapproval guide
Open first home borrowing workflow

WA first home buyer concessions confirmed January 2025. Source: WA Department of Finance.