Stamp Duty on $400,000 in South Australia (2025-26)
Stamp duty on a $400,000 property in South Australia is estimated at $16,330. Including transfer and mortgage registration fees, upfront government costs are about $16,704. This page breaks down each amount and shows concession scenarios.
Cost Breakdown
| Purchase price | $400,000 |
| Stamp duty (SA) | $16,330.00 |
| Transfer registration fee | $187.00 |
| Mortgage registration fee | $187.00 |
| Total upfront government costs | $16,704.00 |
| Effective stamp duty rate | 4.08% |
First Home Buyer Concession
| Standard stamp duty | $16,330.00 |
| First home buyer duty | $16,330.00 |
| FHB saving | $0.00 |
Use our SA First Home Buyer Calculator to check eligibility and get a detailed breakdown.
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Frequently Asked Questions
How much is stamp duty on a $400,000 property in SA?
Stamp duty on a $400,000 property in South Australia is $16,330. This represents an effective stamp duty rate of 4.08% of the purchase price. Including transfer and mortgage registration fees, total upfront government costs are $16,704.
What are the total upfront costs on a $400k property in SA?
For a $400,000 property in South Australia, total upfront government costs are approximately $16,704. This includes stamp duty of $16,330, a transfer registration fee of $187, and a mortgage registration fee of $187.
Do first home buyers get a discount on $400k in SA?
At $400,000, first home buyer concessions in South Australia do not reduce the stamp duty amount. The concession thresholds are below this price point. Standard stamp duty of $16,330 applies.
How is stamp duty calculated in SA?
South Australia uses a progressive bracket system for stamp duty. The rate increases as the property value rises, similar to income tax brackets. Only the portion of the price within each bracket is taxed at that bracket's rate. Use our interactive SA Stamp Duty Calculator for a detailed breakdown.
Need a detailed calculation?
Our interactive SA Stamp Duty Calculator lets you enter any property value and see a full breakdown of duty, fees, and concessions.
First home buyer? Check your eligibility with the SA First Home Buyer Calculator.