Business and Self-Employed
This hub groups sole traders, contractors, consultants, freelancers, company-side operators, and service businesses that need a practical starting point on ABN income, GST, BAS, PSI, super, and business-use deductions.
Quick answer: These roles usually revolve around business profit, contractor status, GST registration, and mixed private-business expenses. The main risk areas are misclassifying work arrangements, over-claiming private costs, and ignoring PSI or super rules where they still apply.
What usually matters in this cluster
- ABN income, invoicing, and whether you are genuinely operating a business
- GST registration thresholds, BAS reporting, and invoice treatment
- PSI exposure where income mainly comes from personal labour or skills
- Home office, software, phone, insurance, and accounting costs
- Cash-flow planning across tax, GST, and super obligations
Common over-claim traps
Watch-outs across this industry
- Assuming an ABN automatically makes private costs deductible
- Ignoring GST once turnover reaches the registration threshold
- Missing super guarantee issues in labour-only contractor arrangements
- Claiming capital items without checking decline-in-value treatment
How to use the pages properly
- Start with the job title closest to your current income-earning duties, not the broadest label.
- Check whether the expense was reimbursed or partly private before using any calculator estimate.
- Keep records for mixed-use costs, travel patterns, and higher-cost assets that may need timing treatment.
- Use the role page to narrow the claim type, then use the calculator page to estimate the numbers.
Tax for Sole Traders
Core tax obligations for sole traders: GST, PAYG instalments, super, and record-keeping basics.
Start with Sole trader tax calculator
ContractorsTax for Contractors
ABN income, GST, PSI, super, and record-keeping checkpoints for Australian contractors.
Start with Contractor vs employee calculator
FreelancersTax for Freelancers
Freelancer tax guide for invoicing, deductions, GST, home-based work, and cash-flow setup.
Start with Sole trader tax calculator
DesignersTax for Designers
Designer tax guide covering ABN income, software, devices, working from home, and GST timing.
Start with Sole trader tax calculator
ConsultantsTax for Consultants
Consultant tax guide covering ABN income, PSI, GST, home office records, and contractor compliance basics.
Start with Sole trader tax calculator
Marketing consultantsTax for Marketing Consultants
Marketing consultant tax guide covering PSI, software, ad costs, home office records, and GST basics.
Start with Sole trader tax calculator
IT contractorsTax for IT Contractors
PSI, contractor-vs-employee, software expenses, home office, and super checkpoints for IT contractors.
Start with Contractor vs employee calculator
Small businessTax for Small Business Owners
Small business tax guide covering structure, GST, BAS, payroll, and current asset write-off cautions.
Start with BAS calculator
Company directorsTax for Company Directors
Company director tax guide covering wages vs dividends, Division 7A risk, super, and record-keeping.
Start with Company tax calculator
EmployersTax for Employers
Employer tax guide covering PAYG withholding, super, STP, payroll tax, FBT, and compliance timing.
Start with PAYG calculator
CopywritersTax for Copywriters
Copywriter tax guide covering ABN income, software, research tools, home office deductions, and GST timing.
Start with Sole trader tax calculator
Virtual assistantsTax for Virtual Assistants
Virtual assistant tax guide covering ABN income, home office records, software, GST, and client admin costs.
Start with Sole trader tax calculator
Allied healthTax for Allied Health Professionals
Allied health tax guide covering registration, CPD, equipment, client travel, and contractor compliance basics.
Start with Tax return calculator
Recruitment consultantsTax for Recruitment Consultants
Recruitment consultant tax guide covering phone use, client travel, WFH, memberships, and deduction boundaries.
Start with Tax return calculator
Start with these calculators
Why this cluster exists
Cleaner topical signals
Grouping similar occupations gives search engines clearer context around recurring deduction themes such as WFH, tools, travel, uniforms, memberships, and role-specific training.
Faster user paths
Users can compare adjacent roles before choosing the closest page, rather than bouncing back to the main calculators directory when a job title does not exactly match their search.
Business and Self-Employed tax FAQs
Do self-employed roles all follow the same tax rules?
No. GST, PSI, super, and deduction outcomes depend on the actual arrangement, turnover, and whether income is mainly from labour, assets, or a broader business structure.
Can business-use expenses be claimed in full?
Only where the cost is genuinely business-only. Mixed-use items such as phones, internet, cars, and home office costs usually need apportionment and records.
What should be checked first in this cluster?
Start with status and setup: whether you are an employee or contractor, whether GST registration applies, and whether your records separate private and business spending cleanly.