Stamp Duty · Calculator
First Home Buyer Stamp Duty on $950,000 in Northern Territory (2026-27)
First home buyers purchasing a $950,000 property in Northern Territory pay $47,025 in stamp duty, compared to the standard rate of $47,025. That's a saving of $0. This page compares standard and FHB duty, and shows how NT compares to other states.
FHB stamp duty $47,025.00 First home buyer duty on $950,000 in NT
Standard duty $47,025.00
FHB saving $0.00
Effective rate 4.95%
FHB vs Standard Duty Breakdown
| Purchase price | $950,000 |
| Standard stamp duty | $47,025.00 |
| First home buyer duty | $47,025.00 |
| FHB saving | $0.00 |
| Transfer registration fee | $181.00 |
| Mortgage registration fee | $181.00 |
| Total upfront government costs (FHB) | $47,387.00 |
| Effective FHB stamp duty rate | 4.95% |
NT First Home Buyer Concession
Northern Territory offers eligible first home buyers a full stamp duty exemption with no price cap — the House and Land Package Exemption waives duty with no price cap on eligible house-and-land packages (to 30 June 2027). Standard duty applies outside the eligible categories.
At $950,000, this price is above NT's first home buyer concession ceiling, so full standard duty of $47,025 applies with no first-home discount on duty.
Key first home buyer facts in NT
| First Home Owner Grant | $50,000.00 |
| Grant property-value cap | $750,000.00 |
| Grant applies to | New homes only |
| Move in within | 12 months of settlement |
| Minimum residence | 12 months |
| FHSS super-saver scheme | Available |
| Grant expiry | 30 September 2026 (contract date) |
NT first home buyer policy highlights
→ No specific first home buyer stamp duty exemption
→ $50,000 HomeGrown First Home Owner Grant for new homes (contracts signed by 30 September 2026)
→ Territory Home Owner Discount provides stamp duty reduction for owner-occupiers (not FHB-specific)
→ Home Renovation Grant may also be available for eligible properties
→ FHSS scheme available to boost your deposit savings through super
Use our NT First Home Buyer Calculator to check your eligibility and get a personalised breakdown.
Compare Nearby FHB Prices in NT
| Price | Standard Duty | FHB Duty | Saving |
|---|---|---|---|
| $900,000 | $44,550.00 | $44,550.00 | $0.00 |
| $950,000 | $47,025.00 | $47,025.00 | $0.00 |
| $1,000,000 | $49,500.00 | $49,500.00 | $0.00 |
Compare FHB Duty on $950,000 Across States
Frequently asked questions
How much stamp duty do first home buyers pay on a $950,000 property in NT?
First home buyers purchasing a $950,000 property in Northern Territory pay $47,025 in stamp duty. This compares to the standard rate of $47,025, representing a saving of $0. Including transfer and mortgage registration fees, total upfront government costs are $47,387.
How much do first home buyers save on stamp duty for $950k in NT?
First home buyers save $0 on stamp duty for a $950,000 property in Northern Territory. The standard stamp duty is $47,025, while the first home buyer rate is $47,025. Northern Territory offers eligible first home buyers a full stamp duty exemption with no price cap — the House and Land Package Exemption waives duty with no price cap on eligible house-and-land packages (to 30 June 2027). Standard duty applies outside the eligible categories.
What are the eligibility requirements for first home buyer stamp duty concessions in NT?
Eligibility for first home buyer stamp duty concessions in Northern Territory typically requires that you are an Australian citizen or permanent resident, have never owned property in Australia before, and intend to live in the property as your principal place of residence. Northern Territory offers eligible first home buyers a full stamp duty exemption with no price cap — the House and Land Package Exemption waives duty with no price cap on eligible house-and-land packages (to 30 June 2027). Standard duty applies outside the eligible categories. Use our NT First Home Buyer Calculator for a detailed eligibility check.
Does the Northern Territory have stamp duty exemptions for first home buyers?
The Northern Territory does not offer a specific first home buyer stamp duty exemption like NSW or VIC. However, the Territory Home Owner Discount provides a stamp duty reduction for all owner-occupiers (not just first home buyers). First home buyers can also access the $50,000 HomeGrown FHOG for new homes with contracts signed by 30 September 2026.
What is the Territory Home Owner Discount in the NT?
The Territory Home Owner Discount is a stamp duty concession available to all owner-occupiers in the NT, not just first home buyers. It provides a discount on stamp duty when you buy a home to live in. This can be combined with the HomeGrown FHOG if you are a first home buyer purchasing a new home.
How much is the NT First Home Owner Grant and when does it expire?
Under the HomeGrown scheme, the NT First Home Owner Grant is $50,000 for eligible new homes valued up to $750,000. To qualify, the contract to build or purchase must be signed by 30 September 2026. This is one of the largest first home owner grants in Australia. After the expiry date, check NT Treasury for any successor scheme.
Need a detailed FHB calculation?
Our interactive NT First Home Buyer Calculator lets you enter any property value and see a full breakdown of FHB duty, concessions, and eligibility.
Not a first home buyer? See the standard stamp duty on $950,000 in NT.