First Home Buyer Stamp Duty on $300,000 in Australian Capital Territory (2025-26)
First home buyers purchasing a $300,000 property in Australian Capital Territory pay no stamp duty, compared to the standard rate of $4,600. That's a saving of $4,600. This page compares standard and FHB duty, and shows how ACT compares to other states.
FHB stamp duty $0.00 First home buyer duty on $300,000 in ACT
FHB vs Standard Duty Breakdown
| Purchase price | $300,000 |
| Standard stamp duty | $4,600.00 |
| First home buyer duty | $0.00 |
| FHB saving | $4,600.00 |
| Transfer registration fee | $400.00 |
| Mortgage registration fee | $167.00 |
| Total upfront government costs (FHB) | $567.00 |
| Effective FHB stamp duty rate | 0.00% |
ACT First Home Buyer Concession
The ACT provides a full stamp duty exemption for first home buyers on properties up to $1,000,000, subject to income thresholds and eligibility criteria.
Use our ACT First Home Buyer Calculator to check your eligibility and get a personalised breakdown.
Compare Nearby FHB Prices in ACT
| Price | Standard Duty | FHB Duty | Saving |
|---|---|---|---|
| $300,000 | $4,600.00 | $0.00 | $4,600.00 |
| $400,000 | $8,000.00 | $0.00 | $8,000.00 |
Compare FHB Duty on $300,000 Across States
Frequently Asked Questions
How much stamp duty do first home buyers pay on a $300,000 property in ACT?
First home buyers purchasing a $300,000 property in Australian Capital Territory pay no stamp duty (full exemption). This compares to the standard rate of $4,600, representing a saving of $4,600. Including transfer and mortgage registration fees, total upfront government costs are $567.
How much do first home buyers save on stamp duty for $300k in ACT?
First home buyers save $4,600 on stamp duty for a $300,000 property in Australian Capital Territory. The standard stamp duty is $4,600, while the first home buyer rate is $0 (full exemption). The ACT provides a full stamp duty exemption for first home buyers on properties up to $1,000,000, subject to income thresholds and eligibility criteria.
What are the eligibility requirements for first home buyer stamp duty concessions in ACT?
Eligibility for first home buyer stamp duty concessions in Australian Capital Territory typically requires that you are an Australian citizen or permanent resident, have never owned property in Australia before, and intend to live in the property as your principal place of residence. The ACT provides a full stamp duty exemption for first home buyers on properties up to $1,000,000, subject to income thresholds and eligibility criteria. Use our ACT First Home Buyer Calculator for a detailed eligibility check.
Need a detailed FHB calculation?
Our interactive ACT First Home Buyer Calculator lets you enter any property value and see a full breakdown of FHB duty, concessions, and eligibility.
Not a first home buyer? See the standard stamp duty on $300,000 in ACT.