Stamp Duty · Calculator
First Home Buyer Stamp Duty on $1,000,000 in Western Australia (2026-27)
First home buyers purchasing a $1,000,000 property in Western Australia pay $42,616 in stamp duty, compared to the standard rate of $42,616. That's a saving of $0. This page compares standard and FHB duty, and shows how WA compares to other states.
FHB stamp duty $42,616.00 First home buyer duty on $1,000,000 in WA
Standard duty $42,616.00
FHB saving $0.00
Effective rate 4.26%
FHB vs Standard Duty Breakdown
| Purchase price | $1,000,000 |
| Standard stamp duty | $42,616.00 |
| First home buyer duty | $42,616.00 |
| FHB saving | $0.00 |
| Transfer registration fee | $415.00 |
| Mortgage registration fee | $225.00 |
| Total upfront government costs (FHB) | $43,256.00 |
| Effective FHB stamp duty rate | 4.26% |
WA First Home Buyer Concession
Western Australia gives first home buyers a full stamp duty exemption on eligible homes up to $600,000, with a concessional (reduced) rate between $600,000 and $800,000. Above that, standard duty applies.
At $1,000,000, this price is above WA's first home buyer concession ceiling, so full standard duty of $42,616 applies with no first-home discount on duty.
Key first home buyer facts in WA
| First Home Owner Grant | $10,000.00 |
| Grant property-value cap | $750,000.00 |
| Grant applies to | New homes only |
| Move in within | 12 months of settlement |
| Minimum residence | 6 months |
| FHSS super-saver scheme | Available |
WA first home buyer policy highlights
→ Full transfer duty exemption on properties up to $600,000 (from 7 May 2026)
→ Concessional transfer duty on properties between $600,000 and $800,000 (from 7 May 2026)
→ $10,000 First Home Owner Grant for new homes up to $750,000
→ Separate vacant land exemption up to $450,000 (concession up to $550,000)
→ FHSS scheme available to boost your deposit savings through super
Use our WA First Home Buyer Calculator to check your eligibility and get a personalised breakdown.
Compare Nearby FHB Prices in WA
| Price | Standard Duty | FHB Duty | Saving |
|---|---|---|---|
| $950,000 | $40,041.00 | $40,041.00 | $0.00 |
| $1,000,000 | $42,616.00 | $42,616.00 | $0.00 |
Compare FHB Duty on $1,000,000 Across States
Frequently asked questions
How much stamp duty do first home buyers pay on a $1,000,000 property in WA?
First home buyers purchasing a $1,000,000 property in Western Australia pay $42,616 in stamp duty. This compares to the standard rate of $42,616, representing a saving of $0. Including transfer and mortgage registration fees, total upfront government costs are $43,256.
How much do first home buyers save on stamp duty for $1M in WA?
First home buyers save $0 on stamp duty for a $1,000,000 property in Western Australia. The standard stamp duty is $42,616, while the first home buyer rate is $42,616. Western Australia gives first home buyers a full stamp duty exemption on eligible homes up to $600,000, with a concessional (reduced) rate between $600,000 and $800,000. Above that, standard duty applies.
What are the eligibility requirements for first home buyer stamp duty concessions in WA?
Eligibility for first home buyer stamp duty concessions in Western Australia typically requires that you are an Australian citizen or permanent resident, have never owned property in Australia before, and intend to live in the property as your principal place of residence. Western Australia gives first home buyers a full stamp duty exemption on eligible homes up to $600,000, with a concessional (reduced) rate between $600,000 and $800,000. Above that, standard duty applies. Use our WA First Home Buyer Calculator for a detailed eligibility check.
What is the stamp duty exemption threshold for first home buyers in WA?
From 7 May 2026, first home buyers in Western Australia pay no transfer duty on homes valued up to $600,000 (increased from $500,000). For properties between $600,000 and $800,000, a concessional rate applies (increased from $700,000). Properties over $800,000 pay the full standard rate. There is also a separate scale for vacant land ($450,000 exemption, $550,000 concession cap).
Can I get the WA FHOG for a newly built home over $600,000?
Yes, the $10,000 First Home Owner Grant applies to new homes up to $750,000, which is separate from the stamp duty exemption threshold. You could pay some stamp duty on a $700,000 new home but still receive the $10,000 grant.
Does the WA first home buyer exemption apply to established homes?
Yes, the transfer duty exemption (up to $600,000) and concession (up to $800,000) apply to both new and established homes. However, the $10,000 FHOG only applies to new homes — not established properties.
Need a detailed FHB calculation?
Our interactive WA First Home Buyer Calculator lets you enter any property value and see a full breakdown of FHB duty, concessions, and eligibility.
Not a first home buyer? See the standard stamp duty on $1,000,000 in WA.