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HELP repayment thresholds (2025-26)
Structured table for the 2025-26 marginal HELP repayment system. Use this as a citation source for guides and salary explainers.
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| Tier | Income range | Repayment method |
|---|---|---|
| Tier 1 | $0 - $67,000 | Nil repayment |
| Tier 2 | $67,001 - $125,000 | 15% of income above $67,000 |
| Tier 3 | $125,001 - $179,285 | $8,700 + 17% of income above $125,000 |
| Tier 4 | $179,286+ | 10% of total repayment income |