Stamp Duty on $400,000 in Victoria (2025-26)
Stamp duty on a $400,000 property in Victoria is estimated at $19,070. Including transfer and mortgage registration fees, upfront government costs are about $20,159. This page breaks down each amount and shows concession scenarios.
Cost Breakdown
| Purchase price | $400,000 |
| Stamp duty (VIC) | $19,070.00 |
| PPR (Principal Place of Residence) duty | $16,370.00 |
| Transfer registration fee | $960.00 |
| Mortgage registration fee | $129.00 |
| Total upfront government costs | $20,159.00 |
| Effective stamp duty rate | 4.77% |
First Home Buyer Concession
| Standard stamp duty | $19,070.00 |
| First home buyer duty | $0.00 |
| FHB saving | $19,070.00 |
Use our VIC First Home Buyer Calculator to check eligibility and get a detailed breakdown.
Compare Nearby Prices in VIC
Compare $400,000 Across States
Frequently Asked Questions
How much is stamp duty on a $400,000 property in VIC?
Stamp duty on a $400,000 property in Victoria is $19,070. This represents an effective stamp duty rate of 4.77% of the purchase price. Including transfer and mortgage registration fees, total upfront government costs are $20,159.
What are the total upfront costs on a $400k property in VIC?
For a $400,000 property in Victoria, total upfront government costs are approximately $20,159. This includes stamp duty of $19,070, a transfer registration fee of $960, and a mortgage registration fee of $129.
Can first home buyers get a stamp duty concession on $400k in VIC?
Yes. First home buyers purchasing a $400,000 property in Victoria may pay no stamp duty (full exemption), saving $19,070 compared to the standard rate. Eligibility conditions apply — use our VIC First Home Buyer calculator for details.
What is the PPR (Principal Place of Residence) stamp duty on $400k in VIC?
The PPR (Principal Place of Residence) stamp duty on a $400,000 property in Victoria is $16,370, saving $2,700 compared to the general/investor rate of $19,070.
How is stamp duty calculated in VIC?
Victoria uses a progressive bracket system for stamp duty. The rate increases as the property value rises, similar to income tax brackets. Only the portion of the price within each bracket is taxed at that bracket's rate. Use our interactive VIC Stamp Duty Calculator for a detailed breakdown.
Need a detailed calculation?
Our interactive VIC Stamp Duty Calculator lets you enter any property value and see a full breakdown of duty, fees, and concessions.
First home buyer? Check your eligibility with the VIC First Home Buyer Calculator.