Compare Capital Gains Tax Scenarios
Model two completely independent scenarios to see which option results in less CGT. Compare different assets, sale dates, income levels, and exemptions side-by-side.
Need to calculate a single capital gain first? Use our CGT calculator.
When to use Compare Mode
- Different assets: Compare selling shares vs property
- Different timing: Compare selling this year vs next year
- Different income years: Model how different taxable income affects CGT
- What-if analysis: Test any two CGT scenarios you can imagine
Scenario A
Lower Tax2025-26 Capital Gains Tax rates
Tax Comparison
Scenario B
2025-26 Capital Gains Tax rates
Tax Comparison
Side-by-Side Comparison
| Metric | Scenario A | Scenario B | Difference |
|---|---|---|---|
| Capital Gain | $24,500.00 | $24,500.00 | — |
| CGT Discount | None | None | — |
| Taxable Gain | $0.00 | $0.00 | — |
| Additional Tax | $7,840.00 | $3,920.00 | $3,920.00 |
| Effective CGT Rate | 0.3% | 0.2% | 0.2% |
This calculator provides estimates only and does not constitute financial advice. Actual amounts may vary based on individual circumstances. Consult a registered tax agent for personalised guidance.
How to get the most out of Compare Mode
Each side calculates capital gains tax independently. Change one variable at a time — sale year, income level, or asset type — to isolate its tax impact. The URL updates automatically so you can bookmark or share your comparison.
New to capital gains tax? Our CGT calculator page explains how the 50% discount, main residence exemption, and marginal tax rates work.
Frequently Asked Questions
What is CGT Compare Mode?
CGT Compare Mode lets you calculate capital gains tax for two completely independent scenarios side-by-side. Unlike our preset scenarios, you have full control over every input in both scenarios—different assets, different purchase dates, different income levels, and more.
How is this different from the CGT scenario pages?
Our scenario pages (like "Sell now vs hold") start with shared base values and vary specific inputs. Compare Mode treats Scenario A and Scenario B as entirely separate calculations, so you can compare completely different situations.
Can I compare different types of assets?
Yes. You can set Scenario A to shares and Scenario B to property (or vice versa). Each scenario operates independently with its own asset type, PPOR settings, and all other inputs.
How do I share my comparison?
The URL updates automatically as you change inputs. Simply copy the URL from your browser's address bar to share your exact comparison with someone else, or bookmark it to return later.
What does the "Lower Tax" badge mean?
When both scenarios have valid results, the one with lower additional tax payable displays a "Lower Tax" badge. This helps you quickly identify which option results in less capital gains tax.
Is this financial advice?
No. This calculator provides estimates only to help you understand potential outcomes. For significant transactions, complex structures, or tax planning decisions, consult a registered tax agent or financial adviser.
Tax Accuracy & Sources
This calculator is an estimate tool and may not cover all personal circumstances. For state-based taxes, confirm details with your state or territory revenue office.