How is my repayment calculated?

We use the standard amortisation formula to calculate principal and interest repayments based on your loan amount, interest rate, and term.

What does the stress test show?

It models your repayment if interest rates increase by 1%, 2%, or 3% above your current rate, helping you assess affordability risk.

Yes, all calculators are 100% free with no signup required.

Set loan amount, buyer type, and property value.

Loan amount$500,000

$100,000$2,000,000

Situation

Property value$700,000

$100,000$3,000,000

LVR71.4%

How is my repayment calculated?: We use the standard amortisation formula to calculate principal and interest repayments based on your loan amount, interest rate, and term.
What does the stress test show?: It models your repayment if interest rates increase by 1%, 2%, or 3% above your current rate, helping you assess affordability risk.
Is this tool free?: Yes, all calculators are 100% free with no signup required.