First Home Buyer Guide WA 2025-26
Everything you need to know about buying your first home in Western Australia. Stamp duty concessions, grants, and savings strategies for WA first home buyers.
What first home buyers get in WA
- Full transfer duty exemption on properties up to $430,000
- Concessional transfer duty on properties between $430,000 and $530,000
- $10,000 First Home Owner Grant for new homes up to $750,000
- Separate vacant land exemption up to $300,000 (concession up to $400,000)
- FHSS scheme available to boost your deposit savings through super
Stamp duty comparison — first home buyer vs standard
See how much you could save on stamp duty as a first home buyer in Western Australia.
| Property Price | Standard Duty | FHB Duty | You Save |
|---|---|---|---|
| $400k | $13,015.00 | $0.00 | $13,015.00 |
| $500k | $17,765.00 | $0.00 | $17,765.00 |
| $600k | $22,515.00 | $11,257.50 | $11,257.50 |
| $700k | $27,265.00 | $27,265.00 | — |
| $800k | $32,315.50 | $32,315.50 | — |
| $900k | $37,465.50 | $37,465.50 | — |
| $1M | $42,615.50 | $42,615.50 | — |
Related tools
WA FHB Stamp Duty
Calculate your first home buyer stamp duty in WA
WA Stamp Duty Calculator
Full stamp duty calculator for Western Australia
Borrowing Power
How much can you borrow based on your income?
FHSS Calculator
Model your First Home Super Saver contributions
Frequently asked questions
What is the stamp duty exemption threshold for first home buyers in WA?
First home buyers in Western Australia pay no transfer duty on homes valued up to $430,000. For properties between $430,000 and $530,000, a concessional rate applies. Properties over $530,000 pay the full standard rate. There is also a separate scale for vacant land ($300,000 exemption, $400,000 concession cap).
Can I get the WA FHOG for a newly built home over $430,000?
Yes, the $10,000 First Home Owner Grant applies to new homes up to $750,000, which is separate from the stamp duty exemption threshold of $430,000. You could pay some stamp duty on a $600,000 new home but still receive the $10,000 grant.
Does the WA first home buyer exemption apply to established homes?
Yes, the transfer duty exemption (up to $430,000) and concession (up to $530,000) apply to both new and established homes. However, the $10,000 FHOG only applies to new homes — not established properties.