Stamp Duty on $1,400,000 in Western Australia (2025-26)
Stamp duty on a $1,400,000 property in Western Australia is estimated at $63,216. Including transfer and mortgage registration fees, upfront government costs are about $63,936. This page breaks down each amount and shows concession scenarios.
Stamp duty in Western Australia
Western Australia has one of the more affordable stamp duty regimes, with lower rates than the eastern states at most price points. WA offers a First Home Owner Grant of $10,000 for new homes and, from 7 May 2026, a full stamp duty exemption for first home buyers on homes up to $600,000, with a concessional rate up to $800,000. The median house price in Perth remains below Sydney and Melbourne, making entry more accessible.
Policy note: WA's stamp duty rates are structured to be progressive but generally lower than NSW and VIC. The state also offers a Keystart home loan program (income-tested, low-deposit government-backed loans) that helps first home buyers enter the market without Lenders Mortgage Insurance.
Foreign buyer surcharge: Foreign buyers in WA pay a 7% surcharge on residential property purchases.
Stamp duty$63,216.00WA transfer duty on $1,400,000
At $1.3 million to $2 million, stamp duty is a six-figure cost in most states — ranging from $50,000 to over $90,000. Properties at this level include family homes in desirable suburbs, prestige apartments, and investment-grade houses. No first home buyer concessions apply (except for eligible ACT buyers, who remain fully exempt under the Home Buyer Concession Scheme regardless of price). For buyers who don't qualify for a concession, VIC has the highest absolute duty at this level, and the ACT's flat rate on the full value above $1,455,000 means its standard duty is no longer the cheapest of the eastern jurisdictions at this price point.
Stamp duty negotiation leverage
At $1.5 million, stamp duty in NSW is approximately $67,000. In negotiations, a $50,000 reduction in purchase price saves both the price difference and reduces stamp duty by approximately $2,000-$3,000. Include stamp duty savings when evaluating counter-offers.
Consider land tax implications
At this price range, investment properties will likely attract annual land tax in addition to stamp duty. Land tax thresholds vary by state — NSW starts at $1,075,000 (land value, not property value). Owner-occupied homes are generally exempt from land tax in all states.
Typical buyers: High-income professionals, executives, families upgrading to premium suburbs, and investors in established residential markets.
Frequently asked questions
How much is stamp duty on a $1,400,000 property in WA?
Stamp duty on a $1,400,000 property in Western Australia is $63,216. This represents an effective stamp duty rate of 4.52% of the purchase price. Including transfer and mortgage registration fees, total upfront government costs are $63,936.
What are the total upfront costs on a $1.4M property in WA?
For a $1,400,000 property in Western Australia, total upfront government costs are approximately $63,936. This includes stamp duty of $63,216, a transfer registration fee of $495, and a mortgage registration fee of $225.
Do first home buyers get a discount on $1.4M in WA?
At $1,400,000, first home buyer concessions in Western Australia do not reduce the stamp duty amount. The concession thresholds are below this price point. Standard stamp duty of $63,216 applies.
How is stamp duty calculated in WA?
Western Australia uses a progressive bracket system for stamp duty. The rate increases as the property value rises, similar to income tax brackets. Only the portion of the price within each bracket is taxed at that bracket's rate. Use our interactive WA Stamp Duty Calculator for a detailed breakdown.
Need a detailed calculation?
Our interactive WA Stamp Duty Calculator lets you enter any property value and see a full breakdown of duty, fees, and concessions.