Stamp Duty on $1,400,000 in South Australia (2025-26)
Stamp duty on a $1,400,000 property in South Australia is estimated at $70,830. Including transfer and mortgage registration fees, upfront government costs are about $85,562. This page breaks down each amount and shows concession scenarios.
Stamp duty in South Australia
South Australia uses a straightforward progressive bracket system with no separate owner-occupier concession — all buyers pay the same rate. SA was the first state to fully abolish stamp duty for first home buyers of new homes: since 6 June 2024, eligible new homes, off-the-plan homes and vacant land to build get a full stamp duty exemption with no value cap.
Cost Breakdown
| Purchase price | $1,400,000 |
| Stamp duty (SA) | $70,830.00 |
| Transfer registration fee | $14,528.00 |
| Mortgage registration fee | $204.00 |
| Total upfront government costs | $85,562.00 |
| Effective stamp duty rate | 5.06% |
First Home Buyer Concession
| Standard stamp duty | $70,830.00 |
| First home buyer duty | $70,830.00 |
| FHB saving | $0.00 |
Use our SA First Home Buyer Calculator to check eligibility and get a detailed breakdown.
Compare Nearby Prices in SA
| Price | Stamp Duty | Effective Rate |
|---|---|---|
| $1,300,000 | $65,330.00 | 5.03% |
| $1,400,000 | $70,830.00 | 5.06% |
| $1,500,000 | $76,330.00 | 5.09% |
Compare $1,400,000 Across States
Buying in this price range
At $1.3 million to $2 million, stamp duty is a six-figure cost in most states — ranging from $50,000 to over $90,000. Properties at this level include family homes in desirable suburbs, prestige apartments, and investment-grade houses. No first home buyer concessions apply (except for eligible ACT buyers, who remain fully exempt under the Home Buyer Concession Scheme regardless of price). For buyers who don't qualify for a concession, VIC has the highest absolute duty at this level, and the ACT's flat rate on the full value above $1,455,000 means its standard duty is no longer the cheapest of the eastern jurisdictions at this price point.
Stamp duty negotiation leverage
At $1.5 million, stamp duty in NSW is $63,787. In negotiations, a $50,000 reduction in purchase price saves both the price difference and reduces stamp duty by approximately $2,000-$3,000. Include stamp duty savings when evaluating counter-offers.
Consider land tax implications
At this price range, investment properties will likely attract annual land tax in addition to stamp duty. Land tax thresholds vary by state — in NSW it starts only once land value exceeds $1,075,000 (land value, not property value), so land worth exactly that much still pays nil. Owner-occupied homes are generally exempt from land tax in all states.
Typical buyers: High-income professionals, executives, families upgrading to premium suburbs, and investors in established residential markets.
Frequently asked questions
How much is stamp duty on a $1,400,000 property in SA?
What are the total upfront costs on a $1.4M property in SA?
Do first home buyers get a discount on $1.4M in SA?
How is stamp duty calculated in SA?
Need a detailed calculation?
Our interactive SA Stamp Duty Calculator lets you enter any property value and see a full breakdown of duty, fees, and concessions.
First home buyer? Check your eligibility with the SA First Home Buyer Calculator.