Stamp Duty on $1,300,000 in Western Australia (2025-26)

Stamp duty on a $1,300,000 property in Western Australia is estimated at $58,066. Including transfer and mortgage registration fees, upfront government costs are about $58,444. This page breaks down each amount and shows concession scenarios.

Stamp duty in Western Australia

Western Australia has one of the more affordable stamp duty regimes, with lower rates than the eastern states at most price points. WA offers a First Home Owner Grant of $10,000 for new homes and stamp duty exemptions for first home buyers on homes up to $430,000. The median house price in Perth remains below Sydney and Melbourne, making entry more accessible.

Policy note: WA's stamp duty rates are structured to be progressive but generally lower than NSW and VIC. The state also offers a Keystart home loan program (income-tested, low-deposit government-backed loans) that helps first home buyers enter the market without Lenders Mortgage Insurance.

Foreign buyer surcharge: Foreign buyers in WA pay a 7% surcharge on residential property purchases.

Stamp duty $58,066.00 WA transfer duty on $1,300,000

Effective rate 4.47%

Total upfront $58,444.00

Transfer fee $189.00

Cost Breakdown

Purchase price	$1,300,000
Stamp duty (WA)	$58,066.00
Transfer registration fee	$189.00
Mortgage registration fee	$189.00
Total upfront government costs	$58,444.00
Effective stamp duty rate	4.47%

First Home Buyer Concession

Standard stamp duty	$58,066.00
First home buyer duty	$58,066.00
FHB saving	$0.00

Use our WA First Home Buyer Calculator to check eligibility and get a detailed breakdown.

Compare Nearby Prices in WA

Price	Stamp Duty	Effective Rate
$1,200,000	$52,916.00	4.41%
$1,300,000	$58,066.00	4.47%
$1,400,000	$63,216.00	4.52%

Compare $1,300,000 Across States

Buying in this price range

Between $800,000 and $1.3 million, stamp duty becomes a major transaction cost — typically $30,000 to $60,000 depending on the state. First home buyer concessions are largely exhausted at this level (except NSW, which extends to $1 million). The NSW premium property surcharge starts at $1 million for certain foreign buyers. At this price, the choice of state has a significant financial impact: duty on a $1 million property ranges from about $18,000 in the ACT to $40,000 in NSW.

State comparison matters more

On a $1 million property, stamp duty ranges from approximately $18,000 (ACT, with ongoing higher rates) to $40,000 (NSW). If you are choosing between locations near a state border (e.g., Canberra vs Queanbeyan, Gold Coast vs Tweed Heads), the stamp duty difference can be significant.

Budget for total transaction costs

Stamp duty is the largest government cost, but add conveyancing ($1,500-$3,000), building and pest inspection ($500-$800), and loan establishment fees. On a $1 million purchase, total transaction costs including stamp duty can reach $50,000-$70,000.

Foreign buyer surcharges escalate

At $1 million, foreign buyer surcharges in NSW (9%), VIC (8%), and QLD (8%) add $80,000–$90,000 on top of standard duty. This makes the total duty for a foreign buyer over $120,000 in most eastern states.

Typical buyers: Established professionals upgrading, families in inner suburbs, investors purchasing houses, and interstate movers comparing markets.

Frequently asked questions

How much is stamp duty on a $1,300,000 property in WA?

Stamp duty on a $1,300,000 property in Western Australia is $58,066. This represents an effective stamp duty rate of 4.47% of the purchase price. Including transfer and mortgage registration fees, total upfront government costs are $58,444.

What are the total upfront costs on a $1.3M property in WA?

For a $1,300,000 property in Western Australia, total upfront government costs are approximately $58,444. This includes stamp duty of $58,066, a transfer registration fee of $189, and a mortgage registration fee of $189.

Do first home buyers get a discount on $1.3M in WA?

At $1,300,000, first home buyer concessions in Western Australia do not reduce the stamp duty amount. The concession thresholds are below this price point. Standard stamp duty of $58,066 applies.

How is stamp duty calculated in WA?

Western Australia uses a progressive bracket system for stamp duty. The rate increases as the property value rises, similar to income tax brackets. Only the portion of the price within each bracket is taxed at that bracket's rate. Use our interactive WA Stamp Duty Calculator for a detailed breakdown.

Need a detailed calculation?

Our interactive WA Stamp Duty Calculator lets you enter any property value and see a full breakdown of duty, fees, and concessions.

First home buyer? Check your eligibility with the WA First Home Buyer Calculator.

State	Stamp Duty	Effective Rate
NSW	$53,512.00	4.12%
VIC	$71,500.00	5.50%
QLD	$55,275.00	4.25%
SA	$65,330.00	5.03%
WA	$58,066.00	4.47%
TAS	$53,685.00	4.13%
NT	$64,350.00	4.95%
ACT	$56,150.00	4.32%