Business Loan Calculators
Business Loan Calculators
Free business loan calculators: monthly repayments, borrowing power, extra payment savings, and cashflow impact analysis.
Business Loan Repayment Calculator
Calculate monthly business loan repayments. Includes interest-only option.
Business Loan Borrowing Power
See the maximum business loan you can afford from your monthly repayment budget.
Business Loan Extra Repayment Calculator
See how extra repayments reduce interest and shorten the loan term.
Business Loan Cashflow Impact
Analyse how loan repayments affect your monthly business cash flow and break-even.
Common questions
What is a typical business loan rate in Australia?
Secured business loan rates range from 6% to 10%. Unsecured rates can be 10%–20%+. Rates depend on security, business financials, credit history, and the lender.
What is a safe repayment-to-revenue ratio?
Most lenders consider a ratio below 20% healthy. Above 30% is a warning sign. Keep room for revenue fluctuation and unexpected costs.
Are these tools free?
Yes, all calculators are 100% free with no signup required.